Over the past few months I’ve been a little more lax about spending money than I used to be. I have had a hard time in the past spending money on fun things, and was always beating myself up about it. I decided to be a little more laid back and it’s come back to bite me in the butt. It’s not like we’re living paycheck to paycheck as a result of it, nor have we gone into debt, but I have noticed little habits that I’d like to nip in the bud before they get out of hand.
It’s so hard because when I spend money and get fun new things (especially in the mail) it makes me so happy! Then I realize how much money I’ve spend and how I probably didn’t need that thingamajig and it makes me sad. Luckily, I’ve noticed that this has become a problem and I’m starting to address the issue.
My biggest problem is shopping as a hobby. I’ll admit, there have been quite a few days where I’ve been bored and to combat that I’ve gone to Target. Well, Target is like a black hole and not only do I get sucked in to look at all the pretty things, but then I end up buying things that I didn’t plan on buying or need. I also notice that the more trips that I make to the store, the more money ends up going out that month. It makes sense: I’ll stop at the grocery store to buy something for dinner and then while I’m there I “need” at tea or a Larabar, and while a few bucks really isn’t going to break me, if I do that every day for a month it adds up really quickly!
I have been trying to keep busy by attending moms’ groups, play dates and other meetings so that I’ll be able to get out of the house. What’s nice about those activities is that they are mostly free. The park, splash pads, and library are also great resources for when I want something to do that won’t cost me anything.
I’m really not too worried about our finances, but I do believe that I need to be more conscious when it comes to spending money. Buying things that we really don’t need is silly, and in the long run will not be good for our financial future.
Are you a hobby shopper? Do you tend to buy things when you’re bored?