Comments on: Why Am I Overdrawn?! http://ultimatemoneyblog.com/why-am-i-overdrawn Wed, 08 Feb 2012 04:40:13 -0800 hourly 1 http://wordpress.org/?v=3.0.1 By: Mrs Money http://ultimatemoneyblog.com/why-am-i-overdrawn/comment-page-1#comment-21646 Mrs Money Tue, 09 Feb 2010 22:34:53 +0000 http://ultimatemoneyblog.com/?p=1130#comment-21646 Christie- Yes! Good point. At the bank I work at, when fraud happens, you get ALL the money back if it was fraud. I would just hate to lose more money that I could have prevented from leaving! Christie- Yes! Good point. At the bank I work at, when fraud happens, you get ALL the money back if it was fraud. I would just hate to lose more money that I could have prevented from leaving!

]]> By: Christie http://ultimatemoneyblog.com/why-am-i-overdrawn/comment-page-1#comment-21492 Christie Tue, 09 Feb 2010 17:01:04 +0000 http://ultimatemoneyblog.com/?p=1130#comment-21492 Be careful when linking accounts. I know of a friend of mine who had her debit card stolen and didn't catch if for a few days, by then the person had managed to empty her checking and savings because they were linked....just a thought. Be careful when linking accounts. I know of a friend of mine who had her debit card stolen and didn’t catch if for a few days, by then the person had managed to empty her checking and savings because they were linked….just a thought.

]]> By: Mrs Money http://ultimatemoneyblog.com/why-am-i-overdrawn/comment-page-1#comment-20867 Mrs Money Sun, 31 Jan 2010 17:03:32 +0000 http://ultimatemoneyblog.com/?p=1130#comment-20867 Simple in France- I think that the longer you deal with it, the better it gets. :) I love when people come in and demand that I refund their fees. Our bank will link savings accounts as overdraft protection and then they charge $15 if it advances but no overdraft fees. It's good to shop around! :) Simple in France- I think that the longer you deal with it, the better it gets. :)

I love when people come in and demand that I refund their fees. Our bank will link savings accounts as overdraft protection and then they charge $15 if it advances but no overdraft fees. It’s good to shop around! :)

]]> By: Simple in France http://ultimatemoneyblog.com/why-am-i-overdrawn/comment-page-1#comment-20847 Simple in France Sun, 31 Jan 2010 08:55:44 +0000 http://ultimatemoneyblog.com/?p=1130#comment-20847 Wow, it actually never occurred to me to argue with an overdraft fee--mine in the past have come from online banking errors, whereby I move an incorrect amount of money from one account to another. What I need is a bank that uses my savings as an 'overdraft' but I just need to change banks--end of story. The next time I'm stateside, it's what I intend to do. But some of the excuses are kind of entertaining. I think you take it well. Wow, it actually never occurred to me to argue with an overdraft fee–mine in the past have come from online banking errors, whereby I move an incorrect amount of money from one account to another. What I need is a bank that uses my savings as an ‘overdraft’ but I just need to change banks–end of story. The next time I’m stateside, it’s what I intend to do.

But some of the excuses are kind of entertaining. I think you take it well.

]]> By: Mrs Money http://ultimatemoneyblog.com/why-am-i-overdrawn/comment-page-1#comment-20822 Mrs Money Sat, 30 Jan 2010 23:19:19 +0000 http://ultimatemoneyblog.com/?p=1130#comment-20822 Mr Credit Card- I know. People crack me up. :) Mr Credit Card- I know. People crack me up. :)

]]> By: Mrs Money http://ultimatemoneyblog.com/why-am-i-overdrawn/comment-page-1#comment-20821 Mrs Money Sat, 30 Jan 2010 23:17:46 +0000 http://ultimatemoneyblog.com/?p=1130#comment-20821 Lulu- Oh man :( It is crazy how many people have checking accounts and truly don't understand how they work. When I open accounts, I make sure they know exactly how things post! Crazy. :) Lulu- Oh man :( It is crazy how many people have checking accounts and truly don’t understand how they work. When I open accounts, I make sure they know exactly how things post! Crazy. :)

]]> By: Mrs Money http://ultimatemoneyblog.com/why-am-i-overdrawn/comment-page-1#comment-20773 Mrs Money Sat, 30 Jan 2010 01:54:02 +0000 http://ultimatemoneyblog.com/?p=1130#comment-20773 Little House- WOW! That is crazy! We see fraud happen a lot more than we'd like it to :( I hate when that happens. Little House- WOW! That is crazy! We see fraud happen a lot more than we’d like it to :( I hate when that happens.

]]> By: Little House http://ultimatemoneyblog.com/why-am-i-overdrawn/comment-page-1#comment-20772 Little House Sat, 30 Jan 2010 01:52:04 +0000 http://ultimatemoneyblog.com/?p=1130#comment-20772 I haven't overdrawn in a while, and the last time my account was overdrawn it really wasn't my fault. I can say this with a serious face. Someone had written a fraudulent check for $950 and it made a few other items I had pending overdrawn. Luckily, my bank refunded me the check amount since I caught it right away, and the overdraft fees. Thank goodness! I haven’t overdrawn in a while, and the last time my account was overdrawn it really wasn’t my fault. I can say this with a serious face. Someone had written a fraudulent check for $950 and it made a few other items I had pending overdrawn. Luckily, my bank refunded me the check amount since I caught it right away, and the overdraft fees. Thank goodness!

]]> By: Mrs Money http://ultimatemoneyblog.com/why-am-i-overdrawn/comment-page-1#comment-20768 Mrs Money Sat, 30 Jan 2010 00:57:31 +0000 http://ultimatemoneyblog.com/?p=1130#comment-20768 Kacie- That happens every once in awhile! Banks do make mistakes. I love when it's a bank error and I can refund all the fees without feeling guilty. Kacie- That happens every once in awhile! Banks do make mistakes. I love when it’s a bank error and I can refund all the fees without feeling guilty.

]]> By: Mrs Money http://ultimatemoneyblog.com/why-am-i-overdrawn/comment-page-1#comment-20767 Mrs Money Sat, 30 Jan 2010 00:56:41 +0000 http://ultimatemoneyblog.com/?p=1130#comment-20767 ami- AMEN! I'm usually pretty lenient when people ask for refunds if it's their first time and they are nice about it. I think that if they can come in and conduct themselves in that manner, then I can help them out. :) ami- AMEN! I’m usually pretty lenient when people ask for refunds if it’s their first time and they are nice about it. I think that if they can come in and conduct themselves in that manner, then I can help them out. :)

]]>