Verizon iPhone or AT&T iPhone?

Posted by Mrs Money on May 13th, 2011

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Right now my cell phone is a five year old pink Motorola Razr. I bought it new five years ago and it’s served me well. However, the battery life is awful and sometimes it will tell me I am roaming when I go to answer it. So annoying! I’ve been considering buying an iPhone, but the monthly cost has been deterring me. Right now, I pay $38 a month for my cell phone bill. That includes all the taxes and fees, so I’m super happy with that! I get a 20% discount off my bill since my employer participates in a special program. I only use my cell phone for talking on the phone, and no text messaging or internet. I do have an iPod touch that I use at home to play games, but that’s about it.

My husband recently got a new iPhone from his employer and they also pay the bill for him, which is nice. I’ve played around with his phone and I really like its features, especially the texting and the fact that you can get on the internet from pretty much everywhere. On the other hand, that’s also a downfall because I feel if I had an iPhone I’d probably always be tethered to it and getting online to waste time. I don’t know if I can justify buying a brand new phone for that reason.

I’ve considered going with Verizon’s iPhone since I currently am a customer and have been for almost 10 years. I don’t have problems with my service, and the representatives are always great when I call. I’ve also considered switching to AT&T and trying out their service since you can talk on the phone and be on the internet at the same time and with Verizon you can’t.

Part of me really wants a cool new phone and to be brought into this century. But the other part of me is trying to figure out how necessary it is and if it’s worth the extra monthly cost. I’m estimating a new phone plus new plan to run about $100 a month. We are saving money each month because I’m not paying for my husband’s cell phone any more. That is nice.

I guess my decision comes down to this: can I really justify spending extra money each month for my new iPhone? It is something I can afford, but is it that important that I actually commit to a two year contract of paying for the phone service? And do I switch from Verizon to AT&T so that I can be able to talk on the phone and surf the net at the same time? I guess if I’m going to upgrade my cell phone, I want to be able to take advantage of all the features available. I don’t want to go with Verizon and then regret not being able to talk and surf at the same time.

Do you have an iPhone or smart phone? What cell phone provider and phone do you recommend?

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8 Responses to “Verizon iPhone or AT&T iPhone?”


  1. Which provider does your husband’s company use? There could be some advantages to being with the same provider, minutes-wise.

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  2. Some of the reasons you list are the same reasons why I don’t want a smart phone. I am already online enough as it is, I am afraid having constant access to the Internet would cause me to waste even more time. Although I do like having text messaging. You don’t need a smartphone to text. You can do that with a slide or flip phone. My son keeps showing all the great things he can do with his smart phone and tempting me, and my husband is upgrading to a Fascinate through Verizon and he’s not even a techie person! So I am really having to force myself to stick to just having the phone I have now. It’s good enough! But your phone is pretty elderly. Also, why do you have to switch to AT&T? My son is with me on T-mobile and he can talk on his phone, surf the Internet and play a game on his phone all at the same time!! I think you should be able to do what you want with Verizon. And a two year contract is nothing. I don’t mind having a contract, I’m not planning on leaving T-mobile. With T-mobile, if I upgraded to a Droid it would be free for the phone, and I’d pay $82/month for unlimited texting, minutes, and Internet. Just for comparison.

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  3. Heather says:

    Do you talk and surf now? If no, then don’t worry about it. If yes, and you can’t surf on your phone, can’t you still do it that way with a new phone?

    iPhones are cool, but I still can’t justify that much money for a phone PLUS that much money every month for service. There are other things I’d rather spend the money on.

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  4. MERRITT says:

    It is such a shame phone packages are just so expensive in the US. I’m in the UK, have an Iphone, get 600 any network mins, unlimited texts & unlimited internet for £10.42/month (approx $17) on a rolling month to month contract – so I can stop it at any time if I see something cheaper – as if! Yes, it’s probably the only cheap thing here (the phone companies have been forced to reduce their charges as their costs are virtually negligable). But I do many frugal things with it – Ebay selling & buying, apps where you can text & send pictures for free..BUT we’re moving back to the US next year & I highly doubt I’ll be able to justify an Iphone there..

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  5. Amy says:

    I have an iPhone with AT&T. I LOVE it. I don’t talk & surf, but I do use the internet to look things up as I think of them. It used to be hard to get a chance to sit down @ my computer without instantly tempting my kids to climb on my lap, & by the time I’d finally do it I’d forgotten half of the things I wanted to look up anyway. The things I love most about the iPhone though (which I’m sure u can also do with other smart phones) are the productivity apps. I use task managers, list builders, and the calendar (connected to my Outlook calendars). In the calendar u can set up multiple different calendars (I’ve got one for each family member, one for events-ones we aren’t committed to, one for birthdays & anniversaries and the best one… a meal planning calendar!) U can view them separately, or overlapping as needed so u can see how it helps when planning meals. Then, I can flip into my list app (called “Our Groceries”, & make a list of what I need to buy for the week. Anytime I think of something else we need, I can add it to the list because my phone is always handy (no more searching for post-it’s or lists I shoved in my purse). If hubby goes to the store instead, I can text the list to him in one quick move. I even made a list I titled “frozen assets” where I keep an inventory of what we have in our freezers. Then I can start my meal plan knowing what we already have and need to use up, & I can make my shopping list knowing what we need to re-stock as well. We have Netflix too, so if I wake up in the middle of the night & can’t sleep I can grab my phone & watch a movie or read a book (iBooks) without waking up the whole house. Beautiful! That’s not to
    mention always having music at the ready for me or my kids, a camera, a video recorder, phone, text, gps mapping, OMG the list goes on! Seriously best purchase ever. All in one little bitty unit, always at arms reach. Good luck with your decision. It’d be practically impossible for me to turn back now, so think long & hard. I’ll keep making my own laundry detergent to compensate for the extra cost. It’s worth it to me ;)

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  6. ross says:

    I keep hearing bad things about at&t’s service, plus my parents went through a situation where their landline (serviced from att) was cut off completely for 2 weeks.
    I have a verizon phone and the service is pretty good. You can always call verizon and tell them you are considering switching to ATT to see if they will give you a better deal :)

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  7. thank you for this post! i’m trying to decide if i want to get a iphone or another smartphone. i plan on sticking with verizon because being able to talk and surf is not that important to me, and i’m not overly concerned about being tethered to the phone, but i’m just not sure if it’s a smart idea (especially financially).
    @amy–that is exactly the information i needed regarding the iphone. thank you!

    [Reply]


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