6 Reasons an FNP Career Makes Sense

by Mrs Money

A family nurse practitioner (FNP) provides comprehensive health care to all kinds of patients, irrespective of their age, gender, and disease. If you’re passionate about caring for patients, this job also lets you spend more time with them. What’s more, an FNP is able to make diagnosis and prescribe treatment autonomously. Here are six reasons why an FNP career makes sense.

No Dearth of Jobs


Image via Flickr by Tobyotter

Nursing is the largest health care occupation. An FNP makes less money than a general physician but can provide many of the same services. Consequently, their scope of employment is large across a range of medical facilities. This is also a time when many family doctors are retiring but not as many new physicians are getting into this field. FNPs can bridge this very important gap.

Between 60 and 80 percent of primary and preventive health care can be performed by nurse practitioners, says the American Nurses Association. With the increasing importance being given to prevention and public health, there will be enough employment opportunities for FNPs in the near future.

Costs Less Money and Time

An FNP program costs way less than it does to become a doctor. Also, you do not need to put in as much time. So, it is the perfect career choice if you do not have the resources to enroll in a program to become a doctor.

Online FNP Programs Allow Flexibility

A large number of institutes offer online FNP programs, so it is possible to enroll in one while you already have a job and have to manage a family. The online courses give you the flexibility to study at your own pace and time.

Patients Prefer FNPs

Researchers have found that patient satisfaction was higher among those treated by nurse practitioners as compared to those treated by physicians. Patient satisfaction is a primary indicator of quality health care. An FNP provides high quality care to people at a fraction of the cost of getting a physician to do the same thing.

There’s a Shortage of Health Care Personnel

It is projected that by 2015, there will a shortage of nearly 30,000 primary care providers. This is a situation when the demand for all kinds of traditional and non-traditional health care providers, including FNPs, will rise considerably.

There’s More Autonomy

Lower-tier nurses, by rule, have to work under the supervision of a physician. Consequently, they are hardly able to make independent decisions concerning diagnosis and care. But this is not the case for nurse practitioners. A number of states allow nurse practitioners not only to practice independently but also set up clinics or offices.

To be eligible for an FNP program, you have to be a registered nurse first and complete at least a master’s degree. But once you become an FNP, lots of doors open up for you. You can study further and do a Ph.D and open your own clinic in time. At the end of the day, a well-trained nurse will never have problems finding a job.


How to Compare Life Insurance Quotes

by Mrs Money

Having a life insurance policy that isn’t adequate for your family is something that can be detrimental to your loved ones. After you pass away, you want to ensure that they have access to the benefits they need to cover your demise and whatever other debts they’ll have to deal with because of it. As you’re looking around for life insurance quotes, it’s important that you keep these things in mind to help you compare and choose the best policy.

Check for Exclusions the Company Has

Most life insurance companies don’t treat all deaths equally. For instance, you’ll find that typical exclusions include death in war, suicide, death from dangerous activities and death from a private plane crash. So if you’re one who likes to do adventurous things, like car racing, mountain climbing or hang gliding, your death from these activities could void your policy, leaving your family with nothing to collect.

Determine the Term of Life Insurance You Need

There are different terms available for life insurance policies, such as 5 years, 10 years or longer. When you’re comparing rates, make sure you’re comparing those of the same term. This will keep you from mistakenly purchasing a policy that is more expensive.

Make Sure Your Age in the Quote is Accurate

Something as simple as putting in the wrong age can drive your policy up or down. You should look over the quote’s details to ensure that it has your correct age. If you overlook this and go to purchase, your premium could end up going higher when they correct the age later on. Your age is what helps insurers determine how much to charge for policies.

Don’t Lie About Your Health

Your health condition is a major factor in how much you end up being quoted for an insurance policy. Although there is no physical required, it’s a good idea that you still tell the truth about your health. Your medical records will be examined, which will expose the true nature of your condition, and if more is found than what was told, then your premium will more than likely rise.

When you’re looking for an insurer, make sure to check out their financial strength. You can review reports like the AM Best and S&P audit. The Internet can also be a great way to find good and bad news about a company. Combine this with the above tips and you should have no problem finding a great rate with a great company.

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