Finding an Insurance Agent you Trust is Important

by Guest

When it comes to handling the finances that will affect your home and family, a good insurance agent is always something to look for. You want to find someone that will work for you, no matter what situation is taking place in your life. These are some of the benefits of contacting an agent:

Their General Knowledge Can Expand to Yours
With a wide knowledge of products and services that they offer and how the market works, their knowledge is always invaluable. A good agent can always point you in the right direction if you ever need to know the ins and outs of the market.

You Receive only the Best Insurance
By contacting an agent, you will be able to receive the highest quality of insurance on the market, depending on your location. This type of agent is here to help you get the best deals on insurance for your family that will be in place no matter what situation arises.

You Want Someone Other Than a Family Member Who Can Help
Sure, you could contact your brother-in-law who runs some form of non-reputable insurance agency to hook you up with a deal, but are you sure you want to go down that road? Always contact a professional agent who isn’t in your family; they are always eager and willing to help you get set up with the very best deals in insurance. They will always have a vast knowledge of the subtleties of the market and can help answer any questions that you may have.

Someone You Can Trust
Your agent should always be someone that you can trust when it comes to a time of financial instability or uncertainty. Whenever you shop around for an agent, you can always be sure that you will find the right person who fits your wants and needs and will be able to take you where you need to go financially.

You’re an Expert at Your Business, Not the Insurance Business
You run your own business, and you know how to do it well. However, you’re not too sure of how the insurance industry works. Contact an agent and he or she will be able to help you understand better and integrate insurance policies into your business for your employees. It is a true win-win situation.


Is Dental Insurance Worth the Cost?

by Mrs Money

A few years ago I considered going without dental insurance. At the time, I was working at the bank and the premium was deducted from my paycheck so it wasn’t a big deal and I continued to buy the dental insurance. I took advantage of the two free cleanings a year to maximize my money’s worth and keep my teeth in good working order. I like my teeth and don’t want to have to get new ones.

Two weeks ago I decided to go to visit a different dentist to get a second opinion on my broken crown. Our first dentist said when it broke (over a year and a half ago) that I didn’t need to get it replaced unless it was causing me problems. I was excited because who wants to get dental work done unless they absolutely have to? Plus, that would give me enough time to save up the money to pay for it. At the time we didn’t have dental insurance because it hadn’t kicked in at Mr. Money’s new job.

The new dentist discovered that the old dentist left silver amalgam in my fillings when she replaced them with the white fillings. She explained that the white filling wouldn’t adhere properly to the silver and it would cause problems/be loose. This resulted in me having to get three fillings replaced on one side and two on the other side. I was so frustrated because I hadn’t planned on having ANY fillings replaced and here I was having to make numerous trips to the dentist and endure the pain of having the work done. I do NOT like getting dental work done.

Now I’m at the point where I am going back to get my crown worked on and after that’s done, I should be in good shape. I’ll get a temporary crown put on, she will order my new one, and once that is on it should be good for years! I’m crossing my fingers.  I also have gone for a cleaning and I took Penny in with me so she can get used to the dentist.

I’m thankful now that we have dental insurance. I haven’t received a bill or quote from the dentist but our insurance covers half of fillings and crowns so I know it’s not going to be cheap, but it will be a heck of a lot better than if I didn’t have any insurance.

The dentist is a family friend so I know she’s doing a good job and it feels good to know that I’m getting things taken care of now so they don’t cause problems later. I do not like visiting the dentist but I figure if I don’t take care of everything now I could be looking at a lot more time, money, and pain in the future! No thank you. Dental issues are not fun to deal with but once they are done, it’s a weight off!

Do you have dental insurance? Do you visit your dentist every six months for a cleaning and check up?

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