Is It A Good Idea To Take Advantage Of A Gold IRA Rollover?

by Mrs Money

Today’s market seems like a great place to invest. Throughout the past several years, we’ve seen a recovery like no other. However, one big question seems to be popping up everywhere. That question is, “Can the bull market sustain itself, or are we going to see the bears coming in soon?” That’s a serious question when you start to think about your retirement investments. The reality is that if you’re in a traditional IRA and the bears do come rolling in, you could lose a good amount of money you were planning on using for retirement. So, today, we’re going to take a look at 3 major factors to see if the bears are coming soon; if so, a gold IRA rollover might just be a good idea after all.

Analyzing Market Sustainability

When I analyze whether or not the market will continue to move in the same direction, I like to look at current activity in the stock market, worldwide economic conditions, and geopolitical conditions. So, let’s see what’s going on with the three main factors.

Current Activity In The Stock Market – Currently, stock market activity seems great, but if we read between the lines, it tells us a different story. The fact that the bulls have been driving the stock market for a while is actually a double edged sword. While stock prices are nice and high, it’s also important to think about realistic valuations in comparison to earnings. Today, stocks are detrimentally overvalued based on corporate earnings. So, if you buy a stock today, you’re most likely going to over pay. This is one of the clear cut signs of a coming market correction.

Worldwide Economic Conditions – Thinking about the economy from our perspective, it’s easy to see that things are going well. However for the positive United States economy to continue to sustain itself the world economic outlook is going to have to get better. With regard to the economy, the bottom line is that one of our major trading partners, the Eurozone is struggling. As a matter of fact, the multi-country currency is swaying back and forth on the brink of a recession. If a recession was to happen in the Eurozone, it would definitely have a negative effect on United States markets.

Geopolitical Conditions – If you watch the news every day, you already know that geopolitical conditions aren’t at their best. Currently, we’re facing several main problems in the geopolitical sphere; including ISIS and other terrorist attacks, the Russia/Ukraine conflict, and the Saudi Arabia Oil price reduction done to put pressure on other countries.

Final Conclusion

After looking at the three major areas above, it’s easy to see that the stock market is indeed in danger of a correction; in which case, many with traditional IRAs will lose money! However, in down market times, the value of gold tends to go up. Therefore, by taking advantage of a gold IRA rollover now, you’ve got the ability to protect your investments from losses and actually realize gains if a correction does happen.


6 Reasons an FNP Career Makes Sense

by Mrs Money

A family nurse practitioner (FNP) provides comprehensive health care to all kinds of patients, irrespective of their age, gender, and disease. If you’re passionate about caring for patients, this job also lets you spend more time with them. What’s more, an FNP is able to make diagnosis and prescribe treatment autonomously. Here are six reasons why an FNP career makes sense.

No Dearth of Jobs


Image via Flickr by Tobyotter

Nursing is the largest health care occupation. An FNP makes less money than a general physician but can provide many of the same services. Consequently, their scope of employment is large across a range of medical facilities. This is also a time when many family doctors are retiring but not as many new physicians are getting into this field. FNPs can bridge this very important gap.

Between 60 and 80 percent of primary and preventive health care can be performed by nurse practitioners, says the American Nurses Association. With the increasing importance being given to prevention and public health, there will be enough employment opportunities for FNPs in the near future.

Costs Less Money and Time

An FNP program costs way less than it does to become a doctor. Also, you do not need to put in as much time. So, it is the perfect career choice if you do not have the resources to enroll in a program to become a doctor.

Online FNP Programs Allow Flexibility

A large number of institutes offer online FNP programs, so it is possible to enroll in one while you already have a job and have to manage a family. The online courses give you the flexibility to study at your own pace and time.

Patients Prefer FNPs

Researchers have found that patient satisfaction was higher among those treated by nurse practitioners as compared to those treated by physicians. Patient satisfaction is a primary indicator of quality health care. An FNP provides high quality care to people at a fraction of the cost of getting a physician to do the same thing.

There’s a Shortage of Health Care Personnel

It is projected that by 2015, there will a shortage of nearly 30,000 primary care providers. This is a situation when the demand for all kinds of traditional and non-traditional health care providers, including FNPs, will rise considerably.

There’s More Autonomy

Lower-tier nurses, by rule, have to work under the supervision of a physician. Consequently, they are hardly able to make independent decisions concerning diagnosis and care. But this is not the case for nurse practitioners. A number of states allow nurse practitioners not only to practice independently but also set up clinics or offices.

To be eligible for an FNP program, you have to be a registered nurse first and complete at least a master’s degree. But once you become an FNP, lots of doors open up for you. You can study further and do a Ph.D and open your own clinic in time. At the end of the day, a well-trained nurse will never have problems finding a job.

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