Happy New Year!! I cannot believe it is 2015. I feel like I just wrote our 2014 goals! For the past few years (2009, 2010, 2011, 2012.) I have made and updated our financial and life goals here on my site. I’d like to review our 2014 goals and see how we did! Here are our goals, and how we measured up.
-I’d like to get $5,000 paid down on the principal of our mortgage. SUCCESS! We actually paid off $5105.29 this year! I didn’t make any huge extra principal payments- we refinanced last summer and went with a 20 year mortgage and because of that a lot more of our payment is going toward principal versus interest because of amortization. Every month I do add a little bit extra to our normal payment so we are chipping away at the principal.
-Replace the back roof. FAIL. This is a good thing, though! We had a roofer come out and he determined that the roof is actually in pretty good shape and didn’t need replacing. Great news for our budget.
-Replace 3 front windows. FAIL. This never happened. Honestly, I wish Mr. Money was much better about this stuff and could do it all on his own. I worry too much about this crap!
-I need to set up a Christmas savings account so that I’m not stressing about money in December again next year. FAIL. Hah. The other day I mentioned to Mr. Money that I needed to start this NOW for next year and he was like “You say this every year!” I’m wondering if it would be easier for me to have a Christmas envelope and just put cash in it every time Mr. Money gets paid. I think I may try that versus opening up a new savings account.
-I’d like to get pregnant in 2014! FAIL. This we really didn’t have that much control over.
-Save more money in general and be more aware of where our money goes. SUCCESS! I’d say we did a pretty good job of this!
I think goals are always good to have as they help keep you focused and on track. Mr. Money and I sat down the other day and talked about our goals and where we’d like to see ourselves in a few years. I’m excited about the future!
How did you do with your 2014 Goals?