Comments on: Our Actual Budget http://ultimatemoneyblog.com/our-actual-budget Wed, 08 May 2013 13:26:47 -0700 hourly 1 http://wordpress.org/?v=3.0.1 By: Budgeting Tips | Ultimate Money Blog- Save Money and Live Green! http://ultimatemoneyblog.com/our-actual-budget/comment-page-1#comment-456956 Budgeting Tips | Ultimate Money Blog- Save Money and Live Green! Mon, 24 Oct 2011 10:33:06 +0000 http://ultimatemoneyblog.com/our-actual-budget#comment-456956 [...] decided to cut back on the expenses that we can control. Of course, the fixed expenses we have we don’t really have much wiggle room, so we’ll have to leave those how they [...] [...] decided to cut back on the expenses that we can control. Of course, the fixed expenses we have we don’t really have much wiggle room, so we’ll have to leave those how they [...]

]]> By: 2010 Financial Goals Recap | Ultimate Money Blog- Save Money and Live Green! http://ultimatemoneyblog.com/our-actual-budget/comment-page-1#comment-95337 2010 Financial Goals Recap | Ultimate Money Blog- Save Money and Live Green! Mon, 27 Dec 2010 10:36:08 +0000 http://ultimatemoneyblog.com/our-actual-budget#comment-95337 [...] My budget may not work for everyone, but it does for us, and I’m happy with that.  Why mess with it if [...] [...] My budget may not work for everyone, but it does for us, and I’m happy with that.  Why mess with it if [...]

]]> By: Average Monthly Grocery Cost? | Ultimate Money Blog- Save Green and Live Green! http://ultimatemoneyblog.com/our-actual-budget/comment-page-1#comment-28081 Average Monthly Grocery Cost? | Ultimate Money Blog- Save Green and Live Green! Mon, 24 May 2010 10:21:38 +0000 http://ultimatemoneyblog.com/our-actual-budget#comment-28081 [...] as I have enough money to pay the bills plus some left over, we’ll be alright. I do have a loose budget with all of our monthly bills, and as they are paid, I turn them to green from red. It works for [...] [...] as I have enough money to pay the bills plus some left over, we’ll be alright. I do have a loose budget with all of our monthly bills, and as they are paid, I turn them to green from red. It works for [...]

]]> By: How My Credit Cards Help Me in my Finances, Budgeting and Saving Money | Ultimate Money Blog- Save Green and Live Green! http://ultimatemoneyblog.com/our-actual-budget/comment-page-1#comment-20574 How My Credit Cards Help Me in my Finances, Budgeting and Saving Money | Ultimate Money Blog- Save Green and Live Green! Wed, 27 Jan 2010 10:57:08 +0000 http://ultimatemoneyblog.com/our-actual-budget#comment-20574 [...] advantage of. But to me, there is more to that than getting rewards, I use credit cards as a way to budget, keep track of expenses, run my business and also make use of their various perks to help me save [...] [...] advantage of. But to me, there is more to that than getting rewards, I use credit cards as a way to budget, keep track of expenses, run my business and also make use of their various perks to help me save [...]

]]> By: Using My "Envelope System" to Budget Money | Ultimate Money Blog http://ultimatemoneyblog.com/our-actual-budget/comment-page-1#comment-18020 Using My "Envelope System" to Budget Money | Ultimate Money Blog Sat, 12 Dec 2009 22:04:14 +0000 http://ultimatemoneyblog.com/our-actual-budget#comment-18020 [...] my envelope system works is like this: in addition to our normal budget, when Mr. Money gets paid (every two weeks), I take out $120. I know this doesn’t sound like [...] [...] my envelope system works is like this: in addition to our normal budget, when Mr. Money gets paid (every two weeks), I take out $120. I know this doesn’t sound like [...]

]]> By: Mama Bird http://ultimatemoneyblog.com/our-actual-budget/comment-page-1#comment-13774 Mama Bird Wed, 26 Aug 2009 01:53:51 +0000 http://ultimatemoneyblog.com/our-actual-budget#comment-13774 Have you tried budget billing for your electric bill? If you electric company offers it, they will take the 'average' of all your bills for the past year and give you a new monthly amount. This will allow you to budget that bill better. They adjust it at the end of each year, depending on how much electricity you actually used, giving you a credit or a higher bill. We do this with our electric and gas bill. If not the electric soars in summer (with a/c) and gas bill soars in winter with gas heating. It just got too hard to budget otherwise. Good luck! Have you tried budget billing for your electric bill? If you electric company offers it, they will take the ‘average’ of all your bills for the past year and give you a new monthly amount. This will allow you to budget that bill better. They adjust it at the end of each year, depending on how much electricity you actually used, giving you a credit or a higher bill.

We do this with our electric and gas bill. If not the electric soars in summer (with a/c) and gas bill soars in winter with gas heating. It just got too hard to budget otherwise.

Good luck!

]]> By: Kacie http://ultimatemoneyblog.com/our-actual-budget/comment-page-1#comment-13113 Kacie Thu, 13 Aug 2009 05:05:52 +0000 http://ultimatemoneyblog.com/our-actual-budget#comment-13113 I'm a little confused about a few things -- are you spending $300 per month on food, or is it $600? And the same for gas? And when you say gas, does that mean gasoline for your cars? Do you have 2 cars? Also, $300 per month on gasoline seems pretty high. I don't know how far you guys have to drive, though. I don't see life insurance policies on your budget. Maybe you pay them at once instead of setting aside money? I’m a little confused about a few things — are you spending $300 per month on food, or is it $600? And the same for gas? And when you say gas, does that mean gasoline for your cars?

Do you have 2 cars?

Also, $300 per month on gasoline seems pretty high. I don’t know how far you guys have to drive, though.

I don’t see life insurance policies on your budget. Maybe you pay them at once instead of setting aside money?

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