Comments on: My 2009 Financial Goals http://ultimatemoneyblog.com/my-2009-financial-goals Wed, 08 May 2013 13:26:47 -0700 hourly 1 http://wordpress.org/?v=3.0.1 By: 2009 Financial Goals Recap | Ultimate Money Blog- Save Green and Live Green! http://ultimatemoneyblog.com/my-2009-financial-goals/comment-page-1#comment-19012 2009 Financial Goals Recap | Ultimate Money Blog- Save Green and Live Green! Fri, 01 Jan 2010 10:03:11 +0000 http://ultimatemoneyblog.com/my-2009-financial-goals#comment-19012 [...] by Mrs Money on January 1, 2010 – 5:01 am - Well, it’s now 2010. Remember my 2009 financial goals? Here’s how I [...] [...] by Mrs Money on January 1, 2010 – 5:01 am – Well, it’s now 2010. Remember my 2009 financial goals? Here’s how I [...]

]]> By: First Quarter Financial Review | Save Green and Live Green! http://ultimatemoneyblog.com/my-2009-financial-goals/comment-page-1#comment-7279 First Quarter Financial Review | Save Green and Live Green! Fri, 03 Apr 2009 23:31:40 +0000 http://ultimatemoneyblog.com/my-2009-financial-goals#comment-7279 [...] The first quarter of this year is already over, so I thought it would be a good time to retouch on my 2009 financial goals. [...] [...] The first quarter of this year is already over, so I thought it would be a good time to retouch on my 2009 financial goals. [...]

]]> By: To Buy or Not To Buy? That is the Treadmill Question. | The Ultimate Money Blog http://ultimatemoneyblog.com/my-2009-financial-goals/comment-page-1#comment-5114 To Buy or Not To Buy? That is the Treadmill Question. | The Ultimate Money Blog Sat, 10 Jan 2009 01:05:24 +0000 http://ultimatemoneyblog.com/my-2009-financial-goals#comment-5114 [...] pretty much every other person that makes New Years resolutions, one of my personal resolutions is to lose weight and get in better shape.  While my [...] [...] pretty much every other person that makes New Years resolutions, one of my personal resolutions is to lose weight and get in better shape.  While my [...]

]]> By: Keep on Keeping on | The Ultimate Money Blog http://ultimatemoneyblog.com/my-2009-financial-goals/comment-page-1#comment-5026 Keep on Keeping on | The Ultimate Money Blog Tue, 06 Jan 2009 23:59:19 +0000 http://ultimatemoneyblog.com/my-2009-financial-goals#comment-5026 [...] made me stop and think though.  When times get tough, and it seems like you’ve got all these huge dreams and not getting ahead, it is so easy to just take a break or want to give up [...] [...] made me stop and think though.  When times get tough, and it seems like you’ve got all these huge dreams and not getting ahead, it is so easy to just take a break or want to give up [...]

]]> By: Mrs Money http://ultimatemoneyblog.com/my-2009-financial-goals/comment-page-1#comment-4978 Mrs Money Sat, 03 Jan 2009 16:39:28 +0000 http://ultimatemoneyblog.com/my-2009-financial-goals#comment-4978 momstheword- Thanks for your comment! I really appreciate all your kind words. Sometimes it's nice to hear that from someone on the outside looking in. :) Momthing1- That is a great point. Thank you for sharing! That is one of my thoughts too, especially if I get pregnant and want to stay at home with the baby. I'd be able to swing it a little better with having one payment gone versus owing less altogether. I need to figure out one of those retirement calculators but I haven't done it yet. I'll have to do that next week. Thanks for your comment! momstheword- Thanks for your comment! I really appreciate all your kind words. Sometimes it’s nice to hear that from someone on the outside looking in. :)

Momthing1- That is a great point. Thank you for sharing! That is one of my thoughts too, especially if I get pregnant and want to stay at home with the baby. I’d be able to swing it a little better with having one payment gone versus owing less altogether. I need to figure out one of those retirement calculators but I haven’t done it yet. I’ll have to do that next week. Thanks for your comment!

]]> By: Momthing1 http://ultimatemoneyblog.com/my-2009-financial-goals/comment-page-1#comment-4955 Momthing1 Fri, 02 Jan 2009 05:58:25 +0000 http://ultimatemoneyblog.com/my-2009-financial-goals#comment-4955 I think that instead of trying to pay extra on your first and your second and your car loan and your student loan all at the same time, you should pay the minimum on three and pay the most you can on one. You will eliminate one much more quickly in that manner. And if hard times should hit your family, having one fewer obligation is more beneficial than owing less on 4 different obligations. If are you thinking ahead to retirement (and good for you, at 25 I was not) and want to see how you are doing, have you used any monte carlo simulations or financial calculators? With your retirement age 40 years or so away, there are many unknowns, but it is simple enough to assume an average rate of return and annual contribution and then get a rough idea of what you may end up with. I think that instead of trying to pay extra on your first and your second and your car loan and your student loan all at the same time, you should pay the minimum on three and pay the most you can on one. You will eliminate one much more quickly in that manner. And if hard times should hit your family, having one fewer obligation is more beneficial than owing less on 4 different obligations.

If are you thinking ahead to retirement (and good for you, at 25 I was not) and want to see how you are doing, have you used any monte carlo simulations or financial calculators? With your retirement age 40 years or so away, there are many unknowns, but it is simple enough to assume an average rate of return and annual contribution and then get a rough idea of what you may end up with.

]]> By: momstheword http://ultimatemoneyblog.com/my-2009-financial-goals/comment-page-1#comment-4954 momstheword Thu, 01 Jan 2009 22:27:42 +0000 http://ultimatemoneyblog.com/my-2009-financial-goals#comment-4954 I wish I knew more and could give you some great advice, but I don't really know. I do suppose that it's a good idea to pay down your loans, because you will be paying more in interest the longer you have them. You are so smart to be thinking about all this now, when you are young. My oldest is twenty and he is very frugal minded too. At least you're putting some money into savings, that's a good idea, so you are on the right track. Your parents should be very proud of you! I would probably continue to do what you're doing. Alot of people recommend Dave Ramsey's book, although I don't know the name of it. He could probably help! I wish I knew more and could give you some great advice, but I don’t really know. I do suppose that it’s a good idea to pay down your loans, because you will be paying more in interest the longer you have them.

You are so smart to be thinking about all this now, when you are young. My oldest is twenty and he is very frugal minded too.

At least you’re putting some money into savings, that’s a good idea, so you are on the right track. Your parents should be very proud of you!

I would probably continue to do what you’re doing. Alot of people recommend Dave Ramsey’s book, although I don’t know the name of it. He could probably help!

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