Money Auto Pilot

Posted by Mrs Money on June 21st, 2011

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I feel like my financial life is so boring right now.  Don’t take that the wrong way, though.  I am totally happy with the way things are going now because it’s low stress.  There are definitely areas where we could improve our money situation, and we need to sit down and talk about what our goals are.  One of my biggest budget busters has always been eating out, and that continues to be where more money than I’d like from our budget goes.  It’s just so easy to eat out, and when something sounds good and you don’t have the ingredients to make it, that’s when we end up giving in.

Meal planning definitely helps, but there are sometimes when it’s just overwhelming to deal with and I end up putting it off and then it never gets done.  How frustrating.  I should come up with a list of 30 or so meals that we enjoy and then rotate those weekly.  It’s not like we’re always eating different things anyway.

We’re continuing to save money, but aimlessly, and that’s okay.  I don’t have to have concrete goals of where our money needs to go.  I can decide that later.

I’ve always been a worrier, and it seems that takes so much energy out of me that I’ve got to relax.  I can’t worry about everything, and it’s not like worrying does anything productive anyway.  Going with the flow instead of resisting has been key for me.  I try harder to not say that I’m opposed to something because you never know what opportunities you’ll miss if you take on that attitude.  Instead, I try to think along the lines that if something came up, we’d come to a conclusion that would work best for our family.

How’s your money situation?

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4 Responses to “Money Auto Pilot”


  1. Becky R says:

    My money situation is not great.
    I am a single mom with 2 boys.
    Right now all my regular monthly bills are paid and caught up, but I need:
    $1,200 home insurance fund (due Nov. 1st)
    $750 owe Mastercard
    $100 owe Kohl’s charge
    $217 owe dentist

    For June, July, & Aug. I will earn enough income to pay all monthly bills (I am doing summer childcare in my home for school age kids.) But come Sept. I am back to square one with work/income. It has been stressful, but God has provided what we have needed in His time.

    [Reply]

  2. Emily says:

    Congrats on being in this sweet spot! No need to worry or feel blah, just enjoy it. Life will throw another curveball eventually.

    [Reply]

  3. Eric says:

    Eating out always zapped my budget pretty quick every month also. First step I took a long time ago was not buying sodas with our meals anymore. With the 4 of us, if we all got a coke that was $8.00 added onto our bill just for some sugar water.

    Skipping the appetizers helps too.

    The real problems start when your kids get too old for the kids menu and you have to start ordering off the adult menu for them :(

    [Reply]


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