First things first, head over to Wide Open Wallet for the Carnival of Personal Finance, where Ashley was kind enough to include my post, How to Avoid Prepayment Penalties, in the editor’s picks!  Thanks so much!

Also, I have the winner of my blog giveaway!

Congrats, Kacie! I’ll be emailing you to work out the details.

Miss M and Mat, I’ll make you two the 125×125 buttons too! Look for an email from me!

Thanks for participating!