I left my job at the bank in January of 2012 before Penny was born. Mr. Money was working for a restaurant and they provided him with a cell phone (an iPhone) that they paid the bill for. When he lost his job, he obviously lost the previously paid-for cell phone plan. This left us with a dilemma: we needed to figure out what we were going to do about our cell phone service. Prior to him having that job, we both had Motorola Razrs (ha!) that we had on a family plan with Verizon. The phones served their purpose and we had a basic plan. We’ve thought about starting our own business and then we could use both phones for that, but once we realized the importance of business loans we squashed that idea.
Mr. Money became spoiled by the iPhone and wanted to keep the phone active. We checked with various providers and the plans were around $80 a month, a lot more than I wanted to spend. We discussed putting both of us on a family plan again but I was hesitant to sign a two year contract. That feels like debt to me, and I don’t like contracts or debt. The best idea was for Mr. Money to take over my phone number and use his iPhone.
We ended up going with a prepaid option that costs about $45 a month and has unlimited talk, text, and web. He was able to keep his iPhone so there was no cost for the phone. The service works great and the only thing we have to do is remember to refill the phone each month. He receives a text when it’s seven days from coming due, so that is very helpful.
I have no had a cell phone for about nine months now. I won’t lie, there are some days that I would love to have a smart phone so I could look up something (remember when I was considering getting an iPhone?) or be able to text a friend. Overall though, it doesn’t bother me and the savings are definitely worth it.
We have a home phone, internet access, and I have an old iPhone I use as an iPod sometimes so it’s not like I need a cell phone. It is kind of weird to meet new friends and they’ll ask for my number to text and I have to explain that I don’t have a cell phone. Sometimes I do worry about not having one for emergencies, like when I’m out shopping with Penny, but a lot of the time my sister or Mr. Money are with me so no big deal. I’ve considered going with a prepaid phone but right now I don’t want to have the added expense so I just do without.
I’m sure I’m in the minority of thirty year olds that don’t have a cell phone. I figure that people lived without them for so many years that I am able to as well. I’m not against cell phones, but right now I feel like it’s something that I can do without to save my family money.
Could you live without a cell phone?