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	<title>Comments on: How we use our Checking and Savings Accounts</title>
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		<title>By: Record Retention Guidelines &#124; Ultimate Money Blog</title>
		<link>http://ultimatemoneyblog.com/how-we-use-our-checking-and-savings-accounts/comment-page-1#comment-18291</link>
		<dc:creator>Record Retention Guidelines &#124; Ultimate Money Blog</dc:creator>
		<pubDate>Thu, 17 Dec 2009 10:21:27 +0000</pubDate>
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		<description>[...] I am a pretty self proclaimed &#8220;greenie&#8221;, I still receive paper bank statements on our main checking account. I know that if I ever needed a bank statement and I didn&#8217;t have it, I can get it (usually it [...]</description>
		<content:encoded><![CDATA[<p>[...] I am a pretty self proclaimed &#8220;greenie&#8221;, I still receive paper bank statements on our main checking account. I know that if I ever needed a bank statement and I didn&#8217;t have it, I can get it (usually it [...]</p>
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		<title>By: Mrs Money</title>
		<link>http://ultimatemoneyblog.com/how-we-use-our-checking-and-savings-accounts/comment-page-1#comment-4822</link>
		<dc:creator>Mrs Money</dc:creator>
		<pubDate>Wed, 24 Dec 2008 21:46:07 +0000</pubDate>
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		<description>I&#039;ve always wanted to have an account with a credit union but working at the bank I&#039;ve kept my accounts there.  I almost wish I had done some CDs but the rates were always about the same as my ING account so I didn&#039;t.  Now CD specials are under 3%!  Definitely not doing it now.  Crazy!</description>
		<content:encoded><![CDATA[<p>I&#8217;ve always wanted to have an account with a credit union but working at the bank I&#8217;ve kept my accounts there.  I almost wish I had done some CDs but the rates were always about the same as my ING account so I didn&#8217;t.  Now CD specials are under 3%!  Definitely not doing it now.  Crazy!</p>
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		<title>By: Ashley @ Wide Open Wallet</title>
		<link>http://ultimatemoneyblog.com/how-we-use-our-checking-and-savings-accounts/comment-page-1#comment-4798</link>
		<dc:creator>Ashley @ Wide Open Wallet</dc:creator>
		<pubDate>Tue, 23 Dec 2008 02:40:35 +0000</pubDate>
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		<description>oh gosh... we have too many accounts.  3 checking accounts: one joint, then we each have a personal one (The joint account has a savings account attached where we keep our short term savings.  Then each personal checking has a savings account attached to it with $25. The credit union requires that). 

Our E-fund is broken up into two savings accounts.  One the direct deposit goes into but the rate is so tiny that when the deposits start to build up in there we move it into a money market.  Then we took a big chunk of the efund and put it in a CD.  

We also have a vacation fund.  

see... to many.  3 checking accounts and 6 savings.  blah.</description>
		<content:encoded><![CDATA[<p>oh gosh&#8230; we have too many accounts.  3 checking accounts: one joint, then we each have a personal one (The joint account has a savings account attached where we keep our short term savings.  Then each personal checking has a savings account attached to it with $25. The credit union requires that). </p>
<p>Our E-fund is broken up into two savings accounts.  One the direct deposit goes into but the rate is so tiny that when the deposits start to build up in there we move it into a money market.  Then we took a big chunk of the efund and put it in a CD.  </p>
<p>We also have a vacation fund.  </p>
<p>see&#8230; to many.  3 checking accounts and 6 savings.  blah.</p>
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