Comments on: Homeowners Insurance Rates Increase?

By: Earl Waters

Earl Waters — Tue, 08 Nov 2011 21:09:41 +0000

I am not associate with this company, however they very helpful getting me some really cheap car insurance. I know they only do insurance for California residents. My Driving record is ok, and they were able to get me full coverage for $39 a month. I think they are insurance brokers so go to 100’s of company’s and find the best rate in a quick time. I forgot who I spoke to over there but I think anybody can help you. Here is the # 888-654-2033. Ps. they don’t pressure you to buy anything. Just call and say you would just like information. They also do other insurances but I’m not certain call and ask them 888-654-2033

By: Peter

Peter — Mon, 19 Sep 2011 00:09:31 +0000

Mine somehow went down nearly $20! How could that be?

Do you know anything about the upcoming new car insurance law?

By: Brad

Brad — Mon, 29 Aug 2011 04:04:14 +0000

MM,

If it was me and I saw this kind of jump, I’d shop out around. Your premium increase seems way too steep, particularly in this market environment. Happy shopping.

Brad

By: Emily

Emily — Thu, 25 Aug 2011 15:34:29 +0000

We recently switched and got a better deal, so I would shop around.

By: Becky R

Becky R — Fri, 19 Aug 2011 12:04:11 +0000

My homeowner’s insurance (without flood coverage) is $1,200 a year and I have to pay in one lump sum. I shopped around, but because I live within 1 mile of the bay I pay so much for possible wind damage from storms, hurricane’s, etc.

My house is 900 square feet, so that is a crazy amount, but I have no choice I have to pay.

I will also have to get flood insurance (as it is required by the mortgage company due to my entire town being a flood zone and in 55 years this house has never flodded, I know because I bought it from my grandma) The cheapest flood insurance I could find is $1,600 a year because we are in this bad zone.

Stressings as not sure how I can squeeze another $100 plus dollars out of each month’s budget to pay this new bill.

By: Steve

Steve — Thu, 18 Aug 2011 11:21:59 +0000

I find every year car and home insurance premiums go up resulting in me changing insurers. What i do is use a insurance comparison website to find the cheapest quotes and then having found them contact the insurers directly as by dealing directly with me they can save on the commissions they would have paid to the introducer and pass some of it back to me in cheaper premiums.
Give it a try and you might be pleasantly surprised by how much you can save.

By: krantcents

krantcents — Wed, 17 Aug 2011 21:33:38 +0000

Mine only went up $5! I did a pretty good job of shopping my insurance two years ago. If you live in California , I will give you my agent’s name.

By: AJ

AJ — Wed, 17 Aug 2011 16:32:18 +0000

And the $802/year is combined with my car insurance, so it’s a discounted rate. Now it seems high.

By: AJ

AJ — Wed, 17 Aug 2011 16:30:14 +0000

Our new homeowners insurance policy will be $802/year. I thought this was good, but reading everyone else’s rates now I’m not so sure!!

By: Heather

Heather — Wed, 17 Aug 2011 16:13:20 +0000

Ours went up over $100 each of two years in a row with no claims. We dumped them and got another policy, similar coverage, with another company for $125 less. I talked to the agent first and she said, “Yeah, that’s how much it costs.” Um. OK…