I’ve been having a bad couple of weeks. First I find out there’s a good possibility I’m going to lose my job, and with that comes losing my health insurance. I am a little stressed and I’m worrying a lot about money right now and what the heck I am going to do about health insurance. I’m going to sign up through my current employer, but I’m really sweating what I’m going to do if I lose my job because I have to have health insurance. But not only am I worrying about those two big things, I’m also worrying that I’m not saving enough money and paying off debt fast enough. I read all these blogs and it seems like everyone else is saving more than me and paying off debt faster than I am. We’re doing the best we can right now, and in all actuality I think we’re doing well, but I can’t help but doubt whether or not we’re doing the right thing. This leads me to believe something important that I not only need to talk the talk, but walk the walk as well.
I need to stop comparing myself to others. Not everyone can pay off all their debt in a year. Everyone can’t have a year’s worth of emergency fund, save tons of money for retirement, and plan everything. Things happen that we can’t control. When I start something, I go all in. It’s all or nothing in my books. I started knitting; I have tons of needles and yarn. I started making soap; I’ve got many different oils. I started home renovation, and now I have my living room torn apart, walls primed and trim painted. I get antsy when I don’t have anything to do. I want things done, and I want them done now!
I get this way with paying off debt and saving. I want all of our debt gone now. I want to be mortgage free, student loan free, car loan free, and living comfortably with $$$$$ in the bank. I want it all right now. I need to sit back, relax, and realize that I am making progress, I’m doing the best I can, and that’s all I can do. I need to stop comparing us to others because: 1. their income versus our income is different, and 2. the debt we’re paying off is different too. I need to realize that this is not a race. Hopefully I’ll calm down a lot soon! 🙂
Do you find yourself comparing your financial situation to others?