Archive for the Student Loans

Paying off that Student Loan- update!

I am so proud to announce that we owe less than $9,000 on the student loan! Lately, every little extra “snowflake” money I get, I am putting towards this. It feels good to be under a “monumental” number, like the thousands. I am debating whether or not to put some of the stimulus money towards it. I am also expecting my quarterly bonus on the 15th of next month, so I may put that towards it too. At least some of it! It feels really good to be making progress on paying off this debt. I’ve been worried more about saving lately, and a lot of our extra money has been going right into savings. I think tonight I’m going to sit down and create the sub accounts with ING that I’ve been meaning to. I am not a spreadsheet person! I like to have it all visualized for me. Once I get that done, I’ll have a better idea of how much money I have allotted for each fund, and then go from there. I think it will work […]

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Paying off that Student Loan!

I am slowly but surely making a dent in my student loan debt. With the way the economy is, I’ve been trying to put as much money into savings that I can while paying off this debt. I’m not in too big of a hurry to pay this off because of the ultra low interest rate I am paying on it. This is the only other debt we have besides this loan is our mortgages. I’m not in too big of a hurry to pay those off right now. I’ve decided that for our next vehicle purchase, we’re going to pay cash. I understand that we may not be driving the newest, hippest cars out there, but we’re going to have a car that gets us from point A to point B. Back when the tree fell on our house in January, I was able to get a 1994 Oldsmobile Achieva from my very gracious aunt. I have been so thankful for that car! It may not be the best looking, but it does the job and I love it. […]

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