Thanks for visiting Ultimate Money Blog! If you’re new here, you may want to subscribe to my RSS feed. photo credit: bradley j Day after day, I dream of selling my house, buying some land in the woods, and living in a cabin, yurt, or tiny house. Yet day after day I continue the lather, rinse, repeat that is my life. Wake up, go to work, work, come home, clean, go to bed.  Often times I feel like my life is unfulfilled; rather, my job is unfulfilled, but it pays really well and I know what I am doing (for the most part). Sometimes I feel like the biggest sell out. I think that one of the best reasons to be frugal is to be able to live on less and have time to do things we love, yet personally I am not able to walk the walk as much as I talk the talk.  I work this job that is okay, not something I’m in love with, but I do it for the money and the benefits. I’ve been [...]

photo credit: x-ray delta one Ah, remember the good old days of the Fifties? Nope, neither do I.  I have always been intrigued by that era though.  The soda fountains, sock hops, and relaxed atmosphere.  I totally believe I would have been a fantastic housewife during the Fifties.  I’d wear my cute little apron, hang laundry on Monday, have dinner ready by the time hubby came home, and make sure the kids were having fun playing outside in the fresh air and sunshine.  *sigh* It seems that housewives are now extinct.  I, for one, am really sad about this.  I think there is a lot of value in housewives.  I know between working full time, keeping up with the household chores, and blogging I feel like I barely have time to rest!  I get tired just thinking about my days sometimes.  I think that if we could afford it, and I wouldn’t feel like a lazy buns, I could totally rock the housewife persona.  I’d be super organized and make a schedule. My paternal grandmother went by a schedule like [...]

photo credit: j.reed You’ve probably seen the posts about how much a dog costs and are wondering how in the world it can save you money, versus costing you an arm and a leg. While it’s true that you’ll have to feed, provide fresh water, and veterinary care for your pet, there are also many benefits of having a dog.  You may even save some money by having a dog! 1. You won’t need a burglar alarm or security system. Buy a Pit Bull, Doberman Pincher, or Rottweiler.  If someone tries to break into your house and they see Killer standing by the door foaming at the mouth, chances are they aren’t going to break in. 2. Save money on water by letting your dogs pre rinse the dishes. If you use your dishwasher, you probably rinse your dishes before you put them in (unless you are me).  If you let your dog lick the plate clean, you will skip that step! 3. You’ll drastically reduce food waste if you share leftovers with your pooch. In my household, when I’ve [...]