How to Text From a Computer

I don’t have texting on my cell phone. Neither does Mr. Money. It’s not something that we want to spend money on. I have come up with a solution to my problem.  I learned how to text from a computer to phone.  Of course, this only works when I have access to my email, but it saves me time and money and that makes me happy.

How to Text from Email

First off, you need to figure out which carrier the text recipient uses.  All wireless carriers use different addresses.  The cell phone companies basically assign an email address to each user’s account using their cell phone number.  As long as you know someone’s cell phone carrier and their phone number, you can text from email.

How to text Sprint from Email

Sprint’s text message email address is [phonenumber]

How to text Verizon from Email

Verizon’s text message email address is [phonenumber]  With Verizon, users can customize their text email address so they could be if they so desire.

How to text AT &T from Email

AT&T’s text email address is [phonenumber]  Of course, many people on AT&T’s network utilize the Apple iPhone, so they may receive their email on their phone from their normal email address.

How to text T Mobile from Email

T Mobile’s text email address is [phonenumber]

Now you know how to text from a computer!  Not only can you save money this way, you can also waste time when you’re bored texting your friends from your own email address.  😉

Have you heard of texting from email?  Do you use text messaging on your cell phone?


Is Saving Money too Overwhelming?

Sometimes I sit and think about how much money I’m going to need for the future, and it freaks me out. I think about how much it’s going to cost to have kids, replace one of our vehicles, and even how much money we’ll need for retirement. I feel like I’ll never be able to save enough money!  I can save and save and save, but who knows how much is enough?  What if I don’t plan for ___?  I realized that I can’t prepare for everything, so I really need to calm down and think of constructive ways to ensure we are as financially fit as we can be.

Creative Commons License photo credit: robmercier

6 Month Emergency Fund

I think it’s so important to have some type of emergency fund, even if it’s $100.  That’s still better than nothing.  I’d like to have a years’ worth of expenses saved up, in the event that we decided that we are actually going to move or one of us loses our job.

Be able to live on less

I think this is one of my greatest goals.  I think that by being able to live on less money each year, we’ll have more flexibility and be able to do more things we love.  If we can afford to live on a small amount of money, then we can pretty much live anywhere we choose and be happy.  We won’t have to worry about the economy; we’ll be set.

Keep saving for retirement

We’ll keep plugging along saving money for retirement.  Even though it may not seem like a lot of money now, in 25 years or so, hopefully it will be a lot!  Every little bit helps.

Does saving money ever get overwhelming?  What do you do when you feel overwhelmed?


WTDirect Review

This is my review of WTDirect. I’m trying to find the best online savings accounts, so I’m exploring my options and sharing the information I find here.

WTDirect Review

WTDirect is actually “Wilmington Trust”.  When I started looking into different banks, I wanted to make sure that I was choosing a bank that is safe.  For some reason, when I have my savings account online, I’m a little more leery of the bank than I am if I know the bank has a brick and mortar location.  WTDirect is FDIC insured, so that makes me feel good.

One of my favorite features of WTDirect is that it’s got no minimum balance and no inactivity fees.  I hate seeing savings accounts with an inactivity fee!  It also has a decent high yield, and in today’s rates, that’s saying something.

WTDirect‘s rates are on a tiered system. For the first two months the account is opened, the account holder receives the highest interest rate available. After that, the rate is adjusted depending on your balance. If there is a balance of $10,000 or more in the account, then the interest rate stays the highest available. If it is lower than that, the rate drops. This would be a good account to park your emergency fund in.  Of course, if you want to direct deposit part of your paycheck into the account, that’s fine too.  WTDirect’s routing number is 052173464.

One of the best features of WTDirect is that they boast high customer service levels.  I think it’s very important to do business with banks that pride themselves on customer service.  I like being treated like a valuable customer.

If you would like more information on WTDirect, or would like to open a WTDirect account, do so today!

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