Sometimes Convenience Items Save You Money

Yesterday I went grocery shopping with Mr. Money. I am really, really bad about cooking and making meal plans so it’s hard for me to figure out what I need to buy when I go grocery shopping. Of course, I go shop with a list so I don’t go crazy purchasing a ton of items we don’t need. I know I need to work on meal planning but that’s another issue, so I won’t go there today. 🙂

Vegetable Boat
Creative Commons License photo credit: RLHyde

Mr. Money was in charge of the grocery list, and when he noticed that I had “garlic (in a jar)” on the list, he questioned me on why I would want to purchase a jar of chopped garlic when I could easily buy the fresh garlic cloves and chop them myself. I completely understand that not only is it cheaper to buy the fresh garlic and chop it myself, but it’s healthier too because it’s not processed.

Why would I buy a jar of garlic? There are a couple reasons. First of all, the last time we bought fresh garlic, we bought it in bulk at Costco and it ended up sprouting and grew green shoots. Every single time I went to use it, I had to peel it, remove the shoots from the inside of the garlic (which ended up with a smaller yield), and then I had to chop it to use it. Needless to say, a lot of the garlic is going to be planted in the garden, which doesn’t help now when I need garlic to use.

Secondly, I am lazy and prepping and chopping and mincing garlic. I don’t like to cook, and I’d eat a bowl of cereal every night if I wasn’t so conscious of nutrition. At least I’m honest, right? Buying a jar of garlic will save me time and encourage me to cook more, which will help me save money in the long run. Sometimes you actually do save money by buying convenience items!

What convenience items do you purchase that cost a little more but help you save money in the long run?

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How to Text From a Computer

I don’t have texting on my cell phone. Neither does Mr. Money. It’s not something that we want to spend money on. I have come up with a solution to my problem.  I learned how to text from a computer to phone.  Of course, this only works when I have access to my email, but it saves me time and money and that makes me happy.

How to Text from Email

First off, you need to figure out which carrier the text recipient uses.  All wireless carriers use different addresses.  The cell phone companies basically assign an email address to each user’s account using their cell phone number.  As long as you know someone’s cell phone carrier and their phone number, you can text from email.

How to text Sprint from Email

Sprint’s text message email address is [phonenumber]@messaging.sprintpcs.com

How to text Verizon from Email

Verizon’s text message email address is [phonenumber]@vtext.com.  With Verizon, users can customize their text email address so they could be bob.smith@vtext.com if they so desire.

How to text AT &T from Email

AT&T’s text email address is [phonenumber]@txt.att.net.  Of course, many people on AT&T’s network utilize the Apple iPhone, so they may receive their email on their phone from their normal email address.

How to text T Mobile from Email

T Mobile’s text email address is [phonenumber]@tmomail.net.

Now you know how to text from a computer!  Not only can you save money this way, you can also waste time when you’re bored texting your friends from your own email address.  😉

Have you heard of texting from email?  Do you use text messaging on your cell phone?

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Is Saving Money too Overwhelming?

Sometimes I sit and think about how much money I’m going to need for the future, and it freaks me out. I think about how much it’s going to cost to have kids, replace one of our vehicles, and even how much money we’ll need for retirement. I feel like I’ll never be able to save enough money!  I can save and save and save, but who knows how much is enough?  What if I don’t plan for ___?  I realized that I can’t prepare for everything, so I really need to calm down and think of constructive ways to ensure we are as financially fit as we can be.

PalmTreeHammock1
Creative Commons License photo credit: robmercier

6 Month Emergency Fund

I think it’s so important to have some type of emergency fund, even if it’s $100.  That’s still better than nothing.  I’d like to have a years’ worth of expenses saved up, in the event that we decided that we are actually going to move or one of us loses our job.

Be able to live on less

I think this is one of my greatest goals.  I think that by being able to live on less money each year, we’ll have more flexibility and be able to do more things we love.  If we can afford to live on a small amount of money, then we can pretty much live anywhere we choose and be happy.  We won’t have to worry about the economy; we’ll be set.

Keep saving for retirement

We’ll keep plugging along saving money for retirement.  Even though it may not seem like a lot of money now, in 25 years or so, hopefully it will be a lot!  Every little bit helps.

Does saving money ever get overwhelming?  What do you do when you feel overwhelmed?

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