Archive for the Save Your Money

Calculating my Net Worth

I decided today that I was going to calculate my net worth because I had never done so. I was surprisingly astonished when I received a net worth of $37,337! This took into consideration myself and my husband’s information, but I was really expecting to be in the red! To explain our financial situation a little deeper, I am still in my early 20s and my husband is in his early 30s. We both make a decent income for the area of the country we live in. In fact, we earn almost twice more than the median average household income for our state. We own our own house, have a first and second mortgage, both have Roth IRAs, I have a 401K, and we’ve got a nice chunk of savings kept in a high yield savings account at ING. We both work full time as managers in our respective fields, I work in finance, and he works in the food industry. I was pretty shocked to see the number come up that was displayed. We’ve had a little bit of […]

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Frugal Anti Virus: Best or Bust?

We have had to reformat our computer three times in the past six months or so due to getting a virus.  I am so tired of doing it because it’s such a pain!  While I would love to go out and buy an iMac, that isn’t exactly in the cards for me right now because I’m trying to save as much money as I can due to the possibility of losing my job. I can’t help but wonder where we keep getting viruses from, and if I’m not partly to blame. Sometimes free things can be bad. We get our anti virus free from our internet provider.  I was assuming since it was provided through the internet provider it would be a good anti virus program.  It is CA Anti Virus, and from everything I’ve read online, it seems to be a good program.  So where does the problem lie: in the program, or is it something I’m doing?  I have no idea, but you betcha I’m going to be very careful of all the sites I visit from now […]

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