Thanks for visiting Ultimate Money Blog! If you’re new here, you may want to subscribe to my RSS feed. I decided today that I was going to calculate my net worth because I had never done so. I was surprisingly astonished when I received a net worth of $37,337! This took into consideration myself and my husband’s information, but I was really expecting to be in the red! To explain our financial situation a little deeper, I am still in my early 20s and my husband is in his early 30s. We both make a decent income for the area of the country we live in. In fact, we earn almost twice more than the median average household income for our state. We own our own house, have a first and second mortgage, both have Roth IRAs, I have a 401K, and we’ve got a nice chunk of savings kept in a high yield savings account at ING. We both work full time as managers in our respective fields, I work in finance, and he works in the food industry. [...]

We have had to reformat our computer three times in the past six months or so due to getting a virus.  I am so tired of doing it because it’s such a pain!  While I would love to go out and buy an iMac, that isn’t exactly in the cards for me right now because I’m trying to save as much money as I can due to the possibility of losing my job. I can’t help but wonder where we keep getting viruses from, and if I’m not partly to blame. Sometimes free things can be bad. We get our anti virus free from our internet provider.  I was assuming since it was provided through the internet provider it would be a good anti virus program.  It is CA Anti Virus, and from everything I’ve read online, it seems to be a good program.  So where does the problem lie: in the program, or is it something I’m doing?  I have no idea, but you betcha I’m going to be very careful of all the sites I visit from now [...]

So. On Monday Mr. Money wanted to take my car to work because he needed to haul something for a catering.  I took his car to work, and a few miles away from the branch, the radio turns off.  Fine, I think, I can live without the radio.  I drive about a mile further and the gauges go out.  Well, I hope I don’t get pulled over, I think.  The car starts shaking back and forth and I think Ohhhh crap. The car dies in the middle of the left hand turn lane.  I start freaking out because all these people are honking at me (despite my emergency flashers being on) so I call Mr. Money (with my almost dead cell phone) and tell him that THE CAR DIED AND I’M SCARED and he says he will come help.  I get out of the car and look at it, as if that will do anything to get it started again. After two more lights and more honking, a nice gentleman yells out his window, asking me if I’m okay. I [...]