Archive for the Personal

Having a Baby- Is it Cheaper When You’re Younger, or Older?

Mr. Money and I have babies on the brain.  Despite the obstacles we’ve occurred, we’re determined that we will be parents in one way or another.  One of the reasons we waited to try to have a baby was because we wanted to wait until we were financially secure.  I understand now that you’ll probably never truly be ready to have kids, but we wanted to be as prepared as we could be.  We really wanted to make sure that we were student loan free.  That was something that we didn’t want to negotiate on. Now we’re student loan free and working on trying to have a baby.  It’s so exciting, and it finally feels like the time is right.  I can’t help but wonder if maybe we’ve waited too long now, though.  I’m 26 (I know, young!) but Mr. Money is 33.  What if it takes years to get pregnant?  Yikes.  I do think there are many benefits to waiting to have children, but I also think there are some drawbacks. Pros to having a baby when you’re older […]

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Putting Money First

I’ve been going back and forth on a decision regarding my job for a few months now. It’s no secret I’m not loving it, and I feel like a sell out for sticking with it. I use the economy as an excuse, and I don’t know if that’s right. I just need to make a decision and be happy with it. Here’s the truth: I’ve been considering going part time and stepping down from my position.  It would (hopefully) be less stress, and I’d have more time to do the things I love.  I recently picked up a copy of Your Money or Your Life, which has been recommended to me many times. I’m hoping that will help me make a decision. Here are the pros to going part time: -Less stress -Change of scenery -More time to do things I love Here are some of the cons to going part time: -Pay cut (maybe $6? an hour) -A lot less money that we could be saving Ultimately, when I do have a baby, I’d like to stay at home […]

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2010 Kentucky Derby Winner

photo credit: Patrick Swint The 2010 Kentucky Derby winner was Super Saver, ridden by Calvin Burrell. Not only does the horse have a frugal name, he just won over $1 million!! 😉  You gotta love that! Tweet

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    Welcome! I'm Mrs. Money and I lead a frugal, simple, and debt free life on a modest income. I make money online to help support our family. I believe in saving money, living green, and enjoying life!

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