Thanks for visiting Ultimate Money Blog! If you’re new here, you may want to subscribe to my RSS feed. I’ve been going back and forth on a decision regarding my job for a few months now. It’s no secret I’m not loving it, and I feel like a sell out for sticking with it. I use the economy as an excuse, and I don’t know if that’s right. I just need to make a decision and be happy with it. Here’s the truth: I’ve been considering going part time and stepping down from my position.  It would (hopefully) be less stress, and I’d have more time to do the things I love.  I recently picked up a copy of Your Money or Your Life, which has been recommended to me many times. I’m hoping that will help me make a decision. Here are the pros to going part time: -Less stress -Change of scenery -More time to do things I love Here are some of the cons to going part time: -Pay cut (maybe $6? an hour) -A lot less [...]

photo credit: Patrick Swint The 2010 Kentucky Derby winner was Super Saver, ridden by Calvin Burrell. Not only does the horse have a frugal name, he just won over $1 million!!   You gotta love that!

photo credit: juliejordanscott I’m copying my friend Mrs. Accountability and writing a letter to myself in 10 years. Dear Mrs. Money, It’s hard to believe but you are 36 years old now- how did that happen? It seems like the last 36 years have gone by so quickly. And all that time you spent worrying about everything? Was a complete waste of time. You’ve got a few great kids now that mean the world to you, and a loving husband that takes care of the family while you stay at home, managing the children and the household. You are happy. Thankfully, you got out of debt in 2010. Also in that year, you sold your house and moved to Michigan to be closer to family and raise the kids on your farm. It looks like Mr. Money lost his fight on chickens that year too. In addition to chickens, you have a cow for milk, horses to ride, and bunnies for the kids. Your mother and father, sister and brother live in close proximity and share the chores for the [...]