Archive for the Personal

2014 Goals

Each year I try to set financial and life goals for our family. Here are the past years’ goals: 2009, 2010, 2011, 2012. Apparently last year I decided not to set goals, and that’s okay!  I do have some things I’d like to get accomplished this year, and I think writing them here will help keep me accountable and on track. -I’d like to get $5,000 paid down on the principal of our mortgage. I don’t think this is a huge stretch, and I’d love to see our mortgage balance shrink that much. Of course, I’d like to see it shrink to zero, but it’s going to be a long time before that can actually happen! -Replace the back roof.  Right now, we have rolled roofing on the back part of our house.  The slope is not enough, so we’ve got a leak in the door frame to our basement.  I think we’re going to go with a metal roof and hopefully will be able to do this ourselves with the help of friends and neighbors.  That would be an […]

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My Husband Lost his Job

So, this is a post I never thought I would be writing.  After seven years of working for the same company, Mr. Money lost his job.  I think we’re both still in shock and will try to figure out what is the best plan for our family.  I am so thankful that we have always been able to live on not a lot of money, so it’s not like we’re going to feel a huge lifestyle downgrade. I hope he is able to find a job quickly and that it is even better than the last one he had.  Benefits would be amazing!  Right now we have to pay for our really crappy health insurance ourselves and it’s expensive and doesn’t cover a lot.  Better health insurance and a 401k plan would be amazing.  While we’re at it, I’ll take good hours too. I’m trying to come up with some ideas to make money from home for myself.  I could start babysitting now that Mr. Money is home to help but after he goes back to work it may be […]

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