In the United States and much of the world, there’s a culture surrounding “real jobs” that doesn’t allow people a lot of time for fulfillment outside work. You hear a lot about a healthy work-life balance these days. What does that buzz phrase actually mean? It depends on who you ask. Some people love their career path, driving to work everyday, and spending time with coworkers. Others don’t enjoy this model and want instead to have lots of free time, outside of the workplace and with their friends and family. But while this sounds great, it can be hard to actualize. Life costs money, and if you want to be able to take time to yourself, you’ll have to find a way to monetize at least some of your spare time. This seems like a foreign concept to some people. But it’s the mantra of the growing freelancer and entrepreneur movement in the United States. If you’re tired of working the nine-to-five, there are a growing number of ways to make a living on your own time, with skills you […][ Read More → ]
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What to Do Financially When You’re Diagnosed with a Serious Illness – Would You Turn to Personal Debt Solutions?
According to a report by Macmillan Cancer Care, families earning average wages with average outgoings end up £200 in debt each month if an adult is diagnosed with a disease such as cancer. The report was discussed in a recent news article, and said that the average family is left with around £365 (8032.85 South African Rand) each month after paying for necessities such as bills, food and everyday travel. Macmillan Cancer Support chief executive Lynda Thomas commented on the report, saying: “At a time when thousands of families are struggling to make ends meet, a cancer diagnosis can be the straw that breaks the camel’s back, sending them into financial freefall.” Avoid Loan Sharks Many people turn to loan sharks to try and make ends meet. The trouble with this is that unlicensed loan sharks can often get you the money quickly but charge huge interest rates as a result and cannot always be held accountable. They are law-breakers, and can demand unreasonable repayments and deadlines, which can only elevate stress levels higher on an already delicate and anxious […][ Read More → ]