Archive for the On Behalf of

Five Underlooked Investments for Retirees

When it comes to investing strategy, your age should be counted as one of the most important factors in forming the way you approach building a portfolio. While younger investors still have a salary that allows them to recover from more risky ventures in the stock market, older individuals or the recently retired need to tailor their allocation of stocks in a diversified way. Ideally, this would look like a combination of companies that have above market average dividend return. But not everyone is savvy enough with todays markets to hit this golden combination on their own. That is why we have compiled a guide of these five under-looked strategies and assets that best suit the retired investor. Consider Moderate Changes – If you already have a portfolio before retiring, it is not always necessary to make big changes to the stock listing that you are currently in. For those first years of a hopefully long retirement, it is wise to make small adjustments, amounting to perhaps a 5-10 percent change in holdings. For example, if you plan to withdraw a moderate amount of your savings each year, […]

[ Read More → ]

Save Money On Your Mortgage

Finding little ways to save money on everyday expenses is super important for financial well-being. However, when it comes to the biggest expense in the budget, people sometimes get lazy with their frugality. Fortunately, it’s easy to cut out a lot from your budget simply by saving money on your mortgage. Home Refinancing The most automatic way to save money on your mortgage is to refinance your mortgage. The easiest way to explain what a mortgage refinance is is to imagine that you’re canceling your original mortgage and getting a new one at a lower interest rate. Usually people will go to a new lender to get a better interest rate, perhaps even an international lender like STK Finans. Obviously refinancing a mortgage isn’t free – fees can run in the hundreds or thousands of dollars, depending on how large the balance is. However, once you’ve refinanced, the lower interest rate automatically begins to save you money. Plus, when you’re getting the new mortgage, you can shorten the term of the loan to save even more! Find a Roommate The […]

Related Posts Plugin for WordPress, Blogger...[ Read More → ]
  • Archives

  • Find Us on Facebook!

  • Categories