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7 Easy Hacks for Saving Money in the New Year

When it comes to new year’s resolutions, there’s one that’s high up on your list: saving money in the new year. You’ve already spent a huge amount on holiday gifts, and on that perfect dress or suit for all the parties and family gatherings, and now that 2018 is just around the corner, there’s only one thing on your mind. Save money. As much as possible. But it can be a challenge to know where to start. Luckily, there are some great, easy ways to save money. Here’s how: 1 Create a budget Although it can be painful and anxiety-inducing, the most important way of saving money is by creating a budget. Whether you’re saving up for the best tactical flashlight or a flight to Paris, by writing down the amount of money you want to save total, and then dividing it up throughout the year, you’ll be able to calculate a monthly, weekly, and daily budget for yourself. Make sure you’re on the conservative side so that if you go over one month, it won’t completely derail your budgeting […]

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How and Why Mental Health is Closely Associated with Debt

Our mental competence is the most important factor when it comes to handling financials, but more often than not, we end up ignoring it until it’s too late. It has been found that conditions such as depression and anxiety can severely impair our ability to manage money, irrespective of how good we were at it before developing the disorder. This is why it is so important to raise mental health awareness in regard to the effects an unfit mind can have on one’s financial status. One Fuels the Other It is a general tendency to hold debt as the cause of mental health issues to begin with, but that is not always the case. Any psychological disorder like depression, bipolar and dementia can originate from a completely separate cause, but irrespective of its origin, they can most definitely become a cause for the affected person to take bad and ill-informed financial decisions. Once the decision backfires and you end up in debt, it becomes one more reason which amplifies the disorder, making it even more difficult to take the right […]

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Debt consolidations – why are they useful?

If you struggle with handling your taxes and you are buried in debt, then learning how debt consolidations work can save you from a lot of trouble. Finances are a territory that’s not well-discovered by all people, reason why terms like consolidation loans are not extremely popular. Yet, the characteristics of debt consolidation loans will definitely make you want to try them when you find yourself in a difficult economical situation. A debt consolidation is a type of loan you can get in order to pay different liabilities and debts you accumulated in the past. As the name might explain it, a consolidation debt combines all the debts you have to pay in a single, larger one which is much easier to handle. What’s great about consolidation loans is that you will eventually get a lower interest rate or even a lower monthly payment, even though the amount of money you are going to pay won’t reduce drastically. Dealing with debt is now made much easier and you can opt for debt consolidation loans for bad credit issues. See below […]

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    Welcome! I'm Mrs. Money and I lead a frugal, simple, and debt free life on a modest income. I make money online to help support our family. I believe in saving money, living green, and enjoying life!

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