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How to Negotiate Down High Medical Bills

Post by Travis Holmes Medical bills are often inflated to make up for the fact that many consumers remain uninsured. Health insurance is quite expensive and it does not fit into everyone’s budget. You cannot control when medical emergencies happen but you can work with the hospital to obtain discounted services due to lack of insurance and lesser income. Ask About Financial Assistance Nearly all hospital situations have financial assistance available. At the time of registration, it is ideal to ask for information about this program. In most cases, forms can be filled out on the spot to receive assistance with your bill. In other cases, you may have to wait for the bill to arrive to speak with the financial aid department for a reduction. Discuss Reduced Fees for Cash Paying Patients Some hospitals, urgent care facilities and doctor’s offices will charge a reduced fee for those on limited budgets or for those that simply do not have insurance. The rising cost of healthcare warrants this being necessary. So many hospital bills go unpaid due to their size. Hospitals […]

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Ever Heard of a Payday Loan?

In the loan industry, there are several types of niche products. Many people are aware of some ofthem. These can include hard money loans, jumbo mortgages and interest only loans. However, there is another type of niche product that many people have not heard of which is called payday loans. Let’s take a closer look at what a payday loan is and why someone might need one. From time to time, people get into financial trouble. This can happen because of a job loss and a loss or their primary source of income, escalating debt, declaring bankruptcy or a variety of other reasons. One of the outcomes of encountering these issues is an inability to make payments on your bills. The obvious need is for a way to still receive a paycheck so that you can pay your bills on time and avoid late payment penalties and additional interest charges. Wouldn’t it be great if you could find a way to get money to pay your bills even if you aren’t receiving a paycheck from an employer? This is where […]

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