Archive for the Money

I Still Haven’t Finished My Taxes

photo credit: Remixer96 Is it bad that it is April 9th and I still haven’t finished my taxes and sent them in? I always wait until the last minute, and I’m not sure why that is. I guess if I was getting lots of money back, I’d be all about filing as fast as I could.  Next year I really need to get on the ball and get them done earlier so I’m not stressing as much.  Here are some of the hangups I’ve encountered: –Not having all the donation info. Throughout the year, we make many trips to Goodwill to donate items.  I need to keep a better track of the items that we donate. -Car taxes. I never remember this one.  It’s not that hard.  I just need to remember to write it down out of each car before I go to do our taxes. -Property taxes. I can’t remember what the heck I did with our property tax bills this year!  We have to pay city and county taxes, and I’d like to be able to include […]

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Who Handles Your Finances?

photo credit: alancleaver_2000 It probably will not come as a surprise to you, but in our household I handle our finances. It’s always been that way, and I think it always will be. When I was younger, I always wanted a man to take care of the money for me, but now I wonder if that would work out. I’m a little bit of a control freak, and I tend to worry if I don’t know exactly how much money is in our checking account at all times.  I do realize that I am weird. 🙂 I take care of everything money wise- our retirement planning, debt repayment, monthly bill paying, etc.  Mr. Money works 12 hour days so it’s not like he’s available to do all this any way, and he likes that I take care of all this for him.  Of course, if I were in his shoes, I’d be pretty happy to have someone do all that for me too!  I make sure to run things by him, especially if I’m wanting to make a big purchase, […]

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What is “Good Money”?

photo credit: TheTruthAbout… Have you ever wondered what “good” money is? Is there a such thing as “bad” money? I don’t think so.  I hear the term all the time, in various instances.  “He must make good money.” I’ve never heard someone say “He must make bad money.”  Unless it was someone talking about a poorly made counterfeit bill. 😉 It makes me wonder exactly what people view as “good” money.  I like to think I make a decent salary, but I don’t know if I’d consider it good money.  It pays the bills, and I have enough that I can pay down debt and focus on saving money at the same time. I know that there are wide salary ranges depending on the certain career path and location.  For example, a customer service representative in Milwaukee, Wisconsin may make $12 an hour, while a doctor there makes $100 an hour.  In California, the customer service representative may make $20 an hour and the doctor makes $200. I’m a firm believer in it’s not how much you make, it’s what […]

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Having a Dog Can Save you Money!

photo credit: j.reed You’ve probably seen the posts about how much a dog costs and are wondering how in the world it can save you money, versus costing you an arm and a leg. While it’s true that you’ll have to feed, provide fresh water, and veterinary care for your pet, there are also many benefits of having a dog.  You may even save some money by having a dog! 1. You won’t need a burglar alarm or security system. Buy a Pit Bull, Doberman Pincher, or Rottweiler.  If someone tries to break into your house and they see Killer standing by the door foaming at the mouth, chances are they aren’t going to break in. 2. Save money on water by letting your dogs pre rinse the dishes. If you use your dishwasher, you probably rinse your dishes before you put them in (unless you are me).  If you let your dog lick the plate clean, you will skip that step! 3. You’ll drastically reduce food waste if you share leftovers with your pooch. In my household, when I’ve […]

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You Can’t Afford Kids

photo credit: Johnath I was talking with someone the other day about trying to get pregnant, and they ended up telling me “You can’t afford kids.” After I picked my jaw up off the floor, I asked them why they thought that was the case.  They said that kids are so expensive, and they know how frugal I am and that if I have kids they will probably have me stressed out all the time about money. To be honest, one of the reasons we’ve waited to have children is because of money.  We wanted to make sure that we had stable footing before adding a child into the mix.  I don’t think that’s silly, but maybe other people do.  At one point, we had over $36,000 in student loan debt, my husband was in culinary school, and I wasn’t even making that much in a year while supporting us! To get pregnant would have been a strain on our marriage, finances, and sanity. I know that we’ll never be truly 100% ready to have kids, but I want to […]

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How Does Redbox Make Money?

photo credit: evelynishere Have you ever wondered how Redbox makes money? I’ll tell you how.  A few weeks ago, we were at the grocery store and had picked up The Hangover movie to buy. As I was standing in line to check out, I realized I should check the Redbox first.  Sure enough, they had a copy, and while I was in line, a store employee gave me a free Redbox code.  It totally made my day.  Not only did I save over $20 from not purchasing the movie, but I also saved the $1 rental fee. We watched the movie (it was hilarious!), and then the next night at 9:30PM Mr. Money remembered we hadn’t returned the movie.  Since we had already been charged for the night, we decided we’d keep the movie and just return it the next day.  When Mr. Money ran some errands the next night, he stopped by the Redbox to return the movie.  It was full and not accepting any returns.  A little irritated, he tried another machine that was not even 100 feet […]

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    Welcome! I'm Mrs. Money and I lead a frugal, simple, and debt free life on a modest income. I make money online to help support our family. I believe in saving money, living green, and enjoying life!

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