So sometime last month I made a call to Verizon to add text messaging onto our cell phone plan.  We didn’t have any type of text messaging plan so every time we sent or received a text message we were getting charged 20 cents.  For example, when I texted Mr. Money and he sent one back we’d be getting charged 80 cents. 20 for me sending, 20 for him receiving, and vice versa.  Total rip off, right? That’s why I thought a plan would be worth the money. I talked with a very friendly representative who informed me that for just $10 a month I can get unlimited mobile to mobile messaging with Verizon phones, plus 500 text messages to other providers.  I told her to sign me up.  The month goes by, I’m happily texting my hubby, friends, sister, etc.  On Friday when I came home, in my inbox was my Verizon bill.  $100.20.  My previous bill was only $70.39.  My bill jumped almost $30 in one month!  Of course I freaked out, pulled up the history to see [...]

I spent last week with my whole family at a cottage in Michigan. All 19 of us spent the week in a three bedroom cottage with one bathroom. Thankfully, we all love each other and get along pretty well, so things worked out. We cooked every meal at the cottage and spent most of the day on the lake in paddleboats and kayaks. It was an amazing time just spending time together and reconnecting. It also made me want to move back there even worse, but that’s something that’s been on my mind for quite some time. photo credit: dougtone While I was there, my one aunt made a comment that I “should be taking college courses at night” to try to further my education. This is the same aunt that was telling me to go to school to be a CPA awhile back. I remarked that I have a different career path in mind than that. She made it seem like I was not as good as everyone else in her family because I am not making over $60,000 [...]

I’ve always heard the saying “Nobody likes your kids as much as you” which basically means that when they are acting up in a public place, you may think it’s tolerable, but others may just want to choke them. I was thinking about it though, and that truly applies to pretty much everything! Nobody cares about your money as much as you, and nobody cares about your debt as much as you either. Nobody cares about your money as much as you Think about it- retailers aren’t out handing out coupons at the register to help you save money; you’ve got to seek them out yourself. If you don’t protect your money, no one’s going to do it for you. Surely a financial adviser can tell you which funds they think are best for you, but if you don’t feel comfortable with it, then don’t do it. It’s your future, not theirs. They haven’t worked as hard as you have to earn your money. Nobody cares about your debt as much as you When you’re deep in debt, it can [...]