Archive for the Money Mistakes

When it Rains, It Pours

We made a “fun” discovery this winter when it rained pretty heavily: we had a leak somewhere in the roof. I had a roofer come out and he determined that it was the attic window that was cracked and the caulking around the window needed to be redone. He said he could replace the plexiglass window for me for $75, or we could go to the hardware store and ask them to cut a piece of plexiglass and then install it ourselves. I told him we’d do that. Over a month later it’s still not done. Big surprise. What happened was we started debating whether or not to just go ahead and replace that window with a real window that slides shut so that it’s stronger and more energy efficient. That led to the fact that we have one more attic window that could stand to be replaced, as well as three windows on one part of the house that need to be replaced eventually as well. Of course I’m debating whether or not we just replace the attic windows […]

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Don’t Buy Cheap Toilet Paper

The other day Mr. Money went to Costco to pick up some things for us.  He bought eggs, dog food, organic butter, and toilet paper.  When he was on his way home he gave me a call to tell me the total so I could update our check book register.  He then proceeded to tell me how he saved us money on toilet paper because he bought a cheaper brand.  I hesitated for a minute, but let him finish on all the good things that the toilet paper boasted: -Paper individual wrapper (versus the Kirkland brand that has plastic wrap around each roll apparently) -Cheaper per square foot -More toilet paper in each individual roll I decided that if he was that proud of himself for saving money and figuring out the cost per square foot, then who was I to criticize him?  I told myself I would give it a try.  Surely it wouldn’t be as bad as I thought it would be. Wrong. I started a new roll the other day and had convinced myself that I had […]

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Money is Worthless

Last Monday my father had a hernia operation.  While the surgery itself went well, afterward he experienced some bleeding and developed a hematoma in the incision site.  He has a blood clotting disorder (Protein S deficiency) and is on Coumadin and other drugs that probably contributed to the hematoma.  Last night he had surgery to help drain the blood and get him back on the road to recovery.  The whole day yesterday I spent worried sick about my dad.  The thought of losing him just shattered me.  I would have given all the money I had just to make sure he would be okay. Money is worthless.  Money can’t keep us warm, it can’t buy love, we can’t eat it to keep us nourished, and sometimes it causes more problems than anything else.  I think about saving money for the future.  I struggle with thinking I don’t have enough money for everything I’ll need in life, and I need to realize that’s okay.  Life is a journey, not a destination.  Money will come and go. I read something the other […]

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Save as Much Money as Possible- or Not?

The past six years have been a financial roller coaster for us, and we are starting to see the light at the end of the tunnel (finally!).  When we moved to this state for my hubby to go to school, we incurred moving expenses.  Then I was the only one working while he went to school so our income was pretty low.  In addition, culinary school ended up costing over $36,000 so we took on student loans. After culinary school, we continued to live frugally to be able to pay down our consumer debt.  We ended up paying off that debt this year and it couldn’t feel better. Fortunately, (or unfortunately) I’ve continued the mindset of OMG we need to save as much money as possible! and I’m getting tired of it.  Not to mention, I feel sometimes like it’s hindering my happiness.  Now, I know that money doesn’t buy happiness, but what I am saying is that maybe being a little less stingy with our money would result in more happiness.  I received a comment the other day that […]

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What’s the Strangest Online Purchase You’ve Made?

The other day I was bidding on Mach 3 Turbo razor blades on eBay and I stopped to think about how silly that actually sounded.  Here’s how it goes down at my house: Mr. Money tells me he needs new razor blades, and can I pick him some up while I’m grocery shopping?  I tell him that if he can wait, I can order them online and we can save a lot of money versus buying them at the store.  He then agrees and starts using my emergency stash of disposable Bic razors (not cool.)  I then forget because I’m busy, so a few weeks go by and he asks again, which prompts me to get looking on eBay.  I then find some Mach 3 Turbo razors that are a good deal, so I bid on them.  And then I lose.  And then I forget about it for a few days. Then I remember, and bid on another item.  I think I’m going to lose the auction, so I start looking on Amazon at the prices of the razor blades. […]

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Teen Mom on MTV and Money

Teen Mom is a show on MTV that airs on Tuesday nights at 10PM. It’s a reality show that follows four ‘teen moms’: Catelynn, Maci, Amber, and Farrah.  The young women were originally part of “16 and Pregnant”, another reality show that is exactly what it sounds like: pregnant 16 year old young women.  Both Teen Mom and 16 and Pregnant are like train wrecks: you can’t help but watch because it’s so messed up.  I know I’m addicted, and the majority of my friends are also.  There are some good lessons to be learned from the show (don’t get pregnant until you can completely be responsible for a baby), and I’ve decided to highlight what I’ve observed about money and Teen Mom. Farrah Abraham Farrah’s worst money experience is when Farrah gets scammed on Craigslist.  On Episode 5, Farrah decides she’s going to sell her Dodge Neon on Craigslist.  She lists it, and lo and behold, someone buys it the next day! They send her a check in the mail with more than enough funds to cover the car […]

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    Welcome! I'm Mrs. Money and I lead a frugal, simple, and debt free life on a modest income. I make money online to help support our family. I believe in saving money, living green, and enjoying life!

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