Archive for the Money Mistakes

Don’t Use Homemade Laundry Detergent.

Years ago, I hopped on the homemade laundry detergent train.  I thought it was cheaper, more natural, and worked just as well as commercial laundry detergent.  I used it in my high efficiency front loading washing machine for years until we had Penny and then I decided to try a different laundry detergent on our cloth diapers.  I figured they were the dirtiest laundry I would probably ever wash so I wanted a heavy duty detergent (aka not homemade) to tackle the filthy diapers.  I bought liquid Ecos laundry detergent to try, as it is Earth friendly and claims to be “green”.  It didn’t work very well for cloth diapers as it’s a pretty gentle detergent and the liquid I bought didn’t contain enzymes.  At that point I decided to try to use it up on my regular laundry when the homemade ran out. That is when the oil spots started appearing on our laundry.  I would put in clothes that I knew didn’t have oil spots on them in the wash, and they would come out like this.  I […]

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How My Laziness Cost me $115

So back in 2011 I was looking for fee free IRAs. Mr. Money and I both had IRAs at a brokerage firm and the $40 annual fee was eating into our accounts, especially mine that contained around $400.  I said I was going to either move it to a new brokerage firm that had no or low annual fees or move it to ING where it could sit in an IRA savings account.  At least if I did that, I’d be avoiding the $40 annual fee. Well that didn’t happen. Penny was born, life got crazy and I didn’t even think about that IRA after that.  Until last month when I got another bill for $40. Doh.  And now the account balance was roughly $379, since they took out the $40 annual fee for last year.  So I called them up, asked about closing it and moving it over to Capital One 360 so I would avoid penalties and they reminded me of the $75 closing fee.  Yay.  So now I’m down to $264 after the annual fee and closing […]

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    Welcome! I'm Mrs. Money and I lead a frugal, simple, and debt free life on a modest income. I make money online to help support our family. I believe in saving money, living green, and enjoying life!

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