Archive for the Kids

Having Another Baby

Now that Penny’s almost two, we keep getting people asking us when we’re going to have another baby.  I seriously feel like I was just trying to conceive and was pregnant!  There are many factors to when the best time to have another child is, and here are some of our thoughts: -There’s no best time to have babies.  Money will never be perfect and we’ll probably always wish we had more money.  However, we are doing okay money-wise and I don’t feel like it would be catastrophic if we decided to try to have another baby in six months or so. We can wait and wait, but we could wait forever. -Babies are really not that expensive.  When they are little, you have the added cost to health insurance premiums, food (I’ll breastfeed the next baby as well), and diapers (we’ve got a bunch and would probably only have to buy a few more).  Since I am a stay at home mom we won’t have to pay daycare for two kids so that is huge!  I think the real […]

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Maternity Clothes Cheap

When I first learned I was pregnant, I decided that I would be ahead of the game and start looking for some fall/winter maternity clothes, since that’s when I would be pretty big.  I went with a friend to a few stores, including Motherhood Maternity, and scoped out prices.  Old Navy’s maternity line seemed to be pretty reasonably priced.  I learned that I loved all the clothes Motherhood Maternity offered, especially their petite pants.  They fit perfectly length-wise, and that never happens!  Unfortunately, they were also priced around $35 a pair, and holy cow. I couldn’t bring myself to pay $35 for a pair of pants.  Luckily, I waited and was able to come up with a pretty nice maternity wardrobe without spending a ton of money.  Here’s how I did it: -Went to yard sales.  When I went up to Michigan to tell my family I was pregnant, my mom and I hit up some yard sales.  She noticed one advertised on Craigslist to have maternity clothes, so we made sure to go there.  I got a pair of […]

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Baby Money

Some of you may have noticed my absence over the past few months.  It’s been a busy summer, and I’m so happy to announce that we are finally pregnant!  We are so thrilled, and I am looking forward to being a mama sometime in February.  The first trimester was really rough, but now that I’m past it, I’ve felt a lot better and much more confident.  I’ll start sharing more ideas on how we’re saving money throughout my pregnancy, what baby items we’re choosing, etc.  The next chapter of our lives is pretty exciting, so I hope you’ll stick around to enjoy! Tweet

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Teen Mom on MTV and Money

Teen Mom is a show on MTV that airs on Tuesday nights at 10PM. It’s a reality show that follows four ‘teen moms’: Catelynn, Maci, Amber, and Farrah.  The young women were originally part of “16 and Pregnant”, another reality show that is exactly what it sounds like: pregnant 16 year old young women.  Both Teen Mom and 16 and Pregnant are like train wrecks: you can’t help but watch because it’s so messed up.  I know I’m addicted, and the majority of my friends are also.  There are some good lessons to be learned from the show (don’t get pregnant until you can completely be responsible for a baby), and I’ve decided to highlight what I’ve observed about money and Teen Mom. Farrah Abraham Farrah’s worst money experience is when Farrah gets scammed on Craigslist.  On Episode 5, Farrah decides she’s going to sell her Dodge Neon on Craigslist.  She lists it, and lo and behold, someone buys it the next day! They send her a check in the mail with more than enough funds to cover the car […]

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Save the Earth- Don’t Have Kids

Someone remarked to me the other day that they were semi-surprised at my strong desire to have children. They thought that with my concern about the future of the environment that adding another person to the planet would be a faux pas for me. While I understand that every person creates more strain on the Earth’s resources, I also believe that if we all lived a little lighter and consumed a little less that we’d be in a much better place than not having kids just to save the environment. photo credit: p.Gordon I’ve thought sometimes that it’s almost selfish to want to have kids, but I think the way we raise our children and teach them to respect the Earth and its resources that perhaps our children will use less resources than other Americans. Also, our children may be monumental in influencing others to live lighter and respect the Earth. I do think that creating another human being consumes a ton of resources over their lifetime no matter how lightly they live. On the other hand, what would happen […]

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Having a Baby- Is it Cheaper When You’re Younger, or Older?

Mr. Money and I have babies on the brain.  Despite the obstacles we’ve occurred, we’re determined that we will be parents in one way or another.  One of the reasons we waited to try to have a baby was because we wanted to wait until we were financially secure.  I understand now that you’ll probably never truly be ready to have kids, but we wanted to be as prepared as we could be.  We really wanted to make sure that we were student loan free.  That was something that we didn’t want to negotiate on. Now we’re student loan free and working on trying to have a baby.  It’s so exciting, and it finally feels like the time is right.  I can’t help but wonder if maybe we’ve waited too long now, though.  I’m 26 (I know, young!) but Mr. Money is 33.  What if it takes years to get pregnant?  Yikes.  I do think there are many benefits to waiting to have children, but I also think there are some drawbacks. Pros to having a baby when you’re older […]

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    Welcome! I'm Mrs. Money and I lead a frugal, simple, and debt free life on a modest income. I make money online to help support our family. I believe in saving money, living green, and enjoying life!

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