I Changed Jobs and Took a Pay Cut

A few months ago I decided I had enough of my current position and that I needed a change.  I was tired of supervising and being responsible for everything on the teller line.  When they eliminated my office manager position in February, I decided to give the teller supervisor position a try.  I kept the same pay, but my job responsibilities greatly shifted.  Instead of being responsible for opening accounts, meeting sales goals, and managing the office, I was in charge of the teller line and spent every day working as a teller while supervising the staff.  It just wasn’t something I was interested in.  I figured I had a few options: quit and find a new job, look for a new position within the company, or go part time and transfer to a new branch.  All sounded good to me, but I didn’t really want to give up my 5 years seniority plus vacation time.

I decided that the best idea would be to try to find a new position within the company.  I searched the available postings and found a position for a relief team member.  When you’re on the relief team, you travel to different branches to help out when they are short.  I figured that position would be a good change of pace for me since I wouldn’t be stuck at the same branch every day and have to deal with the crap that comes along with it.  Plus, the branches I would be going to would be happy to see me because they are short and would most likely be nice to me.

The only downfall about the position was that it was a lower pay grade than I had been.  I talked it over with Mr. Money, and despite everyone’s shock at work, I accepted the position.  I figured the less stress the better, so why not.  I was tired of always being stressed out about work and thinking about it.  I didn’t want to live my life that way forever.  I don’t want work to be my whole life.  That’s the last thing I want. I also figured that if I accepted this position it would be easier for me to go part time if I chose to, or even quit when we have kids.  I figured it would be a win-win situation.

I’ve been in my new position for over two months now.  I’ve been hesitant to write about it because I was afraid people would think I was stupid for taking a pay cut.  Sure the economy’s bad, I’ve got bills to pay and savings goals to make, but what’s the point of life if you’re miserable?  I’ve found myself much more relaxed and happier since I’ve been on the relief team.  Sure, it’s not perfect every day, but nothing’s going to be.  I’ve learned to let a lot of stuff roll off my back because if something bothers me, I know I’m not going to be there permanently so it’s really not that big of a deal.  It feels good.

I always thought that career decisions would be based mostly on money.  I am thankful that I’ve gotten past that and have the ability to do something that I really wanted to do, versus being tied down to making more money because my lifestyle demanded it.  I’m happier now, and that is worth more money than any pay raise or promotion.

Would you take a pay cut to do something you really wanted to do?

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What is “Good Money”?

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Have you ever wondered what “good” money is? Is there a such thing as “bad” money? I don’t think so.  I hear the term all the time, in various instances.  “He must make good money.” I’ve never heard someone say “He must make bad money.”  Unless it was someone talking about a poorly made counterfeit bill. 😉

It makes me wonder exactly what people view as “good” money.  I like to think I make a decent salary, but I don’t know if I’d consider it good money.  It pays the bills, and I have enough that I can pay down debt and focus on saving money at the same time.

I know that there are wide salary ranges depending on the certain career path and location.  For example, a customer service representative in Milwaukee, Wisconsin may make $12 an hour, while a doctor there makes $100 an hour.  In California, the customer service representative may make $20 an hour and the doctor makes $200.

I’m a firm believer in it’s not how much you make, it’s what you do with it, so good money to me may not be good money to someone else.

I think a decent salary is around $45,000-50,000 a year, plus benefits.  Where I live, the cost of living is decent, so I could make that go pretty far!

What do you consider “good money” when it comes to salary? Where do you live?

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I Think I Hate my Job

I think I hate my new job. I don’t know if it’s necessarily that I don’t like the position, but I’m having a hard time going to work lately. I just don’t want to go and I have copious amounts of anxiety about it. It’s really not fun.

I think part of the problem is that I went from being the office manager of my branch to being on the teller line which almost feels like a demotion. When I was the office manager, I sat at a desk all day and opened accounts, serviced customers, and worked on loans. Now I’m running transactions and providing customer service. Don’t get me wrong; I like it, but I think I feel like it’s a step down. To make matters worse, my coworker is now at the desk and I’m at the teller line and it’s almost degrading.

I’m very thankful that my pay didn’t get cut and that I got to keep my job, but I’m almost wondering if I should have asked to be transferred to another location. I almost think that it may be better. Then again, I do enjoy the location, hours, and clientele that is at my current branch. So I’m stuck. I’m totally not loving what I do right now.

What would you do if you were in my shoes?

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