Archive for the Insurance

Are Dental Insurance Plans Worth the Money?

I went to the dentist this morning.  Before I went, I made sure to check our current dental insurance information on our company’s human resources website. It’s a good thing I did because it had changed from last year.  While I was logged onto the site, I printed out the dental insurance information.  The cost printed out along with the explanation of benefits.  For a whole year of dental insurance that covers myself and husband, we pay $402.24.  It’s only $15 a paycheck, but I really started to wonder if it’s worth having dental insurance any more.  Neither myself or my husband have been to the dentist at all this year (bad, I know!).  So we’re pretty much not using the insurance at all. Our open enrollment period is coming up soon, and I’m wondering if I should just go ahead and drop the dental insurance.  I do think it’s very important to have your teeth cleaned every six months (and our insurance pays for that 100%) but if we don’t do it, then we’re wasting $402.24.  I don’t think […]

[ Read More → ]

Sports Car Insurance Rates

The other day I received our car insurance premium bills in the mail (along with our homeowners insurance policy bill, car tag registration on both cars, plus a driver’s license renewal notification!). We put aside money each month in an ING savings account nicknamed “car insurance” so that when the time comes, I transfer the money to our main account and pay the bill. It works out really well for us, and I am glad that we are able to pay six months worth of car insurance at a time. By paying in full for six months, we receive a discount and avoid paying a monthly installment fee. photo credit: aresauburn™ Owning and operating a car is a huge expense. Every year, you’ve got depreciation, registration and tags, and car insurance to pay for. Seeing that Mr. Money and I keep getting older, our insurance premiums will hopefully stay the same or decrease a little as our cars age and we supposedly become more responsible. I’ll tell you though- when I opened my car insurance bill, I never expected that […]

[ Read More → ]

Health Insurance Options?

Let’s talk about health insurance options. Mainly, let’s talk about my health insurance options.  I’m a planner (obviously), and I’m kind of stuck as far as options go.  You see, when we finally have a baby, I want to be a stay at home mom.  It’s one of my hopes and dreams, and I really want it to come true.  There’s one little problem, though.  Mr. Money’s current employer only offers private health insurance and not only would it be really expensive, but I’m afraid I’d be denied coverage due to the cancer scare I had a few years ago (thankfully I didn’t have cancer, but I’m afraid they’ll see oncologist and freak out). photo credit: brdwatchr1 Uninsured and Pregnant? My plan is to work until I have the baby so all my maternity care is covered by my current insurance through the bank, and then before I go on maternity leave I will tell my employer that I will not be returning after the baby is born.  That sounds like a good plan to me. After the baby is […]

Related Posts Plugin for WordPress, Blogger...[ Read More → ]
  • About

    Welcome! I'm Mrs. Money and I lead a frugal, simple, and debt free life on a modest income. I make money online to help support our family. I believe in saving money, living green, and enjoying life!

  • Find Us on Facebook!

  • Instagram Feed

  • Categories

  • Archives