Archive for the How To

Record Retention Guidelines

Does your desk look like this? A lot of the time I feel like mine does! A lot of my problem is that I don’t know how long to keep records. I know that there are guidelines out there, but do you really follow them? Here’s what I generally do for record retention: Utility Bills: I shred as soon as I pay the bill if I receive a paper bill. I used to hold onto the bills but then I realized that I had proof of payment once it posted to my checking account. If there ever was a discrepancy, I could provide the bank statement as proof. Bank statements: Even though I am a pretty self proclaimed “greenie”, I still receive paper bank statements on our main checking account. I know that if I ever needed a bank statement and I didn’t have it, I can get it (usually it costs $5). I’ve been keeping bank statements for 7 years. This is one of the things I’d like to shred. It’s a lot of papers to keep! Investment Account […]

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Frugal Fixes for Flooring: Laminate Floors

Do you remember the flooring dilemma I had a few months ago? I’m almost embarrassed to say that I am just now getting around to solving the problem. I installed laminate flooring into my hallway and bedroom. And I have to say, at this moment I am confident this was the best decision for us. Not only do I have the peace of mind of having a complete, normal, beautiful floor in my bedroom, but I have the financial peace of mind knowing I didn’t spend $3737.50.  I love the look of hardwoods, but with the dogs I couldn’t justify spending that much money and watching them get scratched.  Going with laminate flooring eliminates that worry.  It’s going to take a lot (knock on wood) for them to scratch the laminate.  Also, I was able to install it myself, which saved us a ton of money. With the current housing market the way it is, we’ve decided to love the home we’re tied to, and make improvements that fit our lifestyle.  We can afford the laminate flooring.  We actually bought […]

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Dish Soap and Dishwasher Detergent Recipe Needed!

Helpful readers: I am in desperate need of your help. I am looking for a dish soap recipe and dishwasher soap recipe. As you are probably aware, I love making my own cleaning products. I have tried and tried to make my own dish soap and dishwasher detergent, but every time it either doesn’t work, or turns out horrible. I want to “be green” and also be frugal at the same time. Here are a few things I have tried. Dishwasher detergent recipes: Mix and use per dishwasher load: 1 Tablespoon Borax 1 Tablespoon Baking soda and 1 Tablespoon Borax 1 Tablespoon Washing soda These recipes never seemed to get my dishes clean! Dish Soap Recipes: I’ve also tried melting soaps down to a liquid consistency and then using those as dish soap. I have a ton of bars of soap that I wanted to use up. I used Dr. Bronner’s bar soaps, melted them, and then used it as dish soap. The problem is that it doesn’t lather up very well. It works fine for hand soap, but when […]

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Make your Own Bread- Whole Wheat Bread Recipe

Well, just when Mr. Money thought I couldn’t get any more frugal or crazy as he probably thinks, I’ve shown him. Not only did I do laundry and hang it out to dry, I also baked bread. That’s right, I made homemade bread. Last month I decided I was going to give it a try because I was sick of all the crap that is put into bread you buy at the store and I was tired of paying $3 a loaf for store brand organic whole wheat bread. My plan didn’t work out so well last month. I tried using my bread machine, and needless to say, my beautiful homemade bread tasted like sawdust. With a little glue. In all my domesticness yesterday, I went grocery shopping and bought all the ingredients to make my homemade bread. I had high hopes for it this time. This time I was skipping the evil bread maker. Here’s the recipe: * 1/2 cup warm water * 1/3 cup unsweetened applesauce * 3 tablespoons active dry yeast * 3 1/2 cups warm water […]

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Make your own Cleaning Products- glass cleaner, all purpose cleaner recipes

So far I’ve written on how to make your own laundry detergent and dish soap and dishwasher detergent . Today I’m going to tell you what other cleaning products you can make yourself using a few common household items. I’ve always got these on hand, not only because making my own cleaning products saves me money, but I also feel better about using these around my family. Next time you are at the store pick up some of these: Ammonia White vinegar Essential oil in your favorite scent: orange oil, lemon oil, or lavender Borax Ivory dish soap or soap flakes Good quality spray bottles Rubbing alcohol (large bottle) Arm & Hammer Super Washing Soda (find out where to get it here) Glass Cleaner recipe: 2 cups ammonia 1/2 cup vinegar 1 gallon of water This is such a simple recipe and my mother has used it for years! All Purpose Cleaner Recipe: 1 tablespoon borax 1/2 cup liquid soap 1/2 cup white vinegar 1 gallon hot water 20 drops of essential oil (optional) Combine and pour in spray bottle […]

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Make your own Dish Soap and Dishwasher Detergent Recipe

So I decided last month to make my own laundry detergent. That is working so well I decided to try and make my own dish soap and dishwasher detergent.  Here is the recipe I made up: 1/2 bar of soap (I used the trusty Ivory) and melt that in 32 ounces of water.  I shaved it up using a grater, got the water hot, stirred it, and then let it sit.  It turned out well, but when I washed dishes with it, it just didn’t suds up.  I am really disappointed.  I’m going to keep using the regular cheap dish soap from the store until I can find a good recipe for homemade dish soap.  I’m just going to use this as liquid hand soap for the time being so it doesn’t get wasted. I did, however, make a successful homemade dishwasher detergent recipe, and that is as follows: 1 part borax to 1 part baking soda.  I started out with one cup borax, one cup baking soda. I used two tablespoons per load and it works really well.  Sometimes […]

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    Welcome! I'm Mrs. Money and I lead a frugal, simple, and debt free life on a modest income. I make money online to help support our family. I believe in saving money, living green, and enjoying life!

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