Archive for the Home Ownership

When Do-It-Yourself Turns Disaster DIY

I’m all for doing home improvements to help save money.  In our house, I have painted pretty much every surface in our house, replaced flooring, installed baseboards and quarter rounds, and even tiled one of our bathrooms.  I’ve become pretty good at home improvement (but definitely have made mistakes) and I’m proud of what I’ve learned and accomplished.  I think it’s funny because at our house the roles are pretty much reversed.  Mr. Money does the cooking, and I do home improvements.  I do a lot of the other domestic duties, but that’s because I enjoy doing them.  He is good at cooking and I’m good at everything else. Just kidding. There are some projects that have been over my head, and I’ve turned to Mr. Money because they are “man jobs”: electrical, plumbing, etc.  I know that if I put my mind to it, I could probably do it, but I’d rather not electrocute myself, thanks.  I have to give Mr. Money credit, though.  He will attempt almost any project I ask him to do. About a year or […]

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Paid Off The Home Mortgage…..Now What?

This is a guest post from Joe at SmartMoneyFocus.com. Joe is on his way to be an asset millionaire by age 41. I remember the day that we paid off the mortgage like it was yesterday. My wife and I sat down and wrote the check to the mortgage company. It was the biggest check that either of us had ever written by far. It was for $167K. We had been saving and investing for this day for about 7 years and it was sweet. This was the end of our debt free journey. We had saved and worked hard to pay off, not only the mortgage, but also student loans, cars and credit card debt. We got there faster than I thought we would, but I did not know where our journey would take us. After our little triumph, I knew we needed another focus to keep us headed in the right direction. We decided to focus on our three boys and their college education. They are young and we had 10 years before the oldest would hit college […]

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