Time for a Move?

beach.jpgWith all the problems I’ve been having lately, I’ve been considering moving back home, or picking up and moving somewhere else. Anywhere else. Of course, this isn’t the smartest financial decision, but it sure feels like a good fix for the problem- momentarily. I’ve considered Colorado; Las Vegas, Nevada; Maui, Hawaii; and even other islands of Hawaii. When we went there for our honeymoon, I absolutely loved it. I have been wanting to go back there ever since we left!

Unfortunately, all this talk about having a baby and real life has put my plans on hold. While I’d love to have a tropical vacation, it’s just not doable right now. Maybe in a few years.  Lately I’ve become the queen of rash decisions, and thankfully I haven’t been fully acting on them.  Good thing!

A couple of my friends are suggesting that I look into selling our house and just picking up and moving back to Colorado. While I agree that would be wonderfully amazing, I can’t help but think logically about the financial crunch it would put on us.  Sometimes I wish I didn’t have responsibility!  I think our best bet is to stay put, ride out the economy, and maybe when things get better, seriously look into moving back home.  While we should have done that before we bought this house, you live and you learn.  And right now I’m just doing a lot of learning!

Posted under Economy, Home Ownership

This post was written by Mrs Money on May 28, 2008

The Money Pit: The Downfalls of Homeownership

colorado.jpgLately I’ve been so homesick it’s not even funny. I’m frustrated with my job, I’m sick of paying off debt, and I’m just generally over everything. I have had such a bad attitude because of the stupid economy, and I realize I probably haven’t been the most pleasant person to be around lately.  (Sorry Mr. Money!)

This weekend my parents were in town and brought down some (free!) furniture for our guest bedroom.  While they were here, we were discussing the hardwood flooring that has been sitting in that room for about 4 months now.  We’ve got plans to install it ourselves.  Actually, that’s what we’re going to be doing this weekend.  While we were him-hawing around the subject of whether it would be better just to have someone else install it ourselves (heck no, I’m thinking!), I couldn’t help but feel overwhelmed with all the renovations that we’ve done to this house and continue to do.  At one point I was like, “let’s just sell the darn house and move back to Colorado and live with the in laws until we can afford our own place”.

 Wouldn’t that be nice.  If money wasn’t an option, I would totally go for it. Looking back, I sometimes question if buying this house was a good decision.  I know that (almost) everyone says that home ownership is the right thing to do.  I sometimes feel that we are throwing so much money away on interest each month, we’re forever fixing something or dreaming about improving something, and we don’t have the flexibility that we had when we were renting.  Of course I absolutely love our house, but I think sometimes that we made a bad decision buying this house.  It’s a love-hate relationship.

 Have you regretted buying (or not buying) your house?

Posted under Home Ownership, Money Mistakes

This post was written by Mrs Money on May 27, 2008