Archive for the Health

Are Dental Insurance Plans Worth the Money?

I went to the dentist this morning.  Before I went, I made sure to check our current dental insurance information on our company’s human resources website. It’s a good thing I did because it had changed from last year.  While I was logged onto the site, I printed out the dental insurance information.  The cost printed out along with the explanation of benefits.  For a whole year of dental insurance that covers myself and husband, we pay $402.24.  It’s only $15 a paycheck, but I really started to wonder if it’s worth having dental insurance any more.  Neither myself or my husband have been to the dentist at all this year (bad, I know!).  So we’re pretty much not using the insurance at all. Our open enrollment period is coming up soon, and I’m wondering if I should just go ahead and drop the dental insurance.  I do think it’s very important to have your teeth cleaned every six months (and our insurance pays for that 100%) but if we don’t do it, then we’re wasting $402.24.  I don’t think […]

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Natural Allergy Remedies: Natural Remedies for Hay Fever

This fall is turning out to be horrible for my allergies! I’ve suffered from headaches, a stuffy nose, itchy eyes, and a scratchy throat.  We live in one of the worst places to live if you have allergies.  I am so ready to move! Unfortunately, it seems like everyone I talk to is suffering (or knows someone who is) from bad allergies this year. Rather than toss back Claritin, I’ve tried to find some natural allergy remedies.  What’s nice about natural allergy remedies is that instead of masking the symptoms, you are actually treating the causes of the allergies. Natural Allergy Remedies 1. Local honey.  Local honey works as a natural allergy remedy because it introduces pollen into your body naturally.  It’s best if it’s super local because then you know you are getting your system introduced to local pollen and allergens.  When your body ingests small amounts of pollen, your natural defenses are stimulated, which helps your body naturally fight.  Not only does honey work well for allergies, it also tastes great! 2. Neti Pots. Neti Pots (which look […]

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Save Money- Buy your Prescription Drugs at Costco!

One of my family members let me in on a little secret the other day.  Anyone can go into Costco and purchase prescription drugs because prescription drugs are a federally regulated substance.  If you aren’t a member and can’t go in with one, just tell the person at the door that you wish to use Costco’s pharmacy and they will allow you to go in.  Why should you buy prescription drugs at Costco?  You’ll save tons of cash. Prescription drugs are one the most profitable industries.  My husband is a chef at an upscale restaurant, and drug reps are always buying meals to take to doctors’ offices.  I think it’s kind of backwards because they are wanting to brainwash doctors into giving their patients their drugs.  Think about it: you also see tons of commercials on tv for various prescription drugs (Viagra, anyone?).  Why should a patient have to see commercials? Aren’t doctors supposed to make those decisions for us?  Anyway, it’s hard to avoid the advertising, and if you are in need of prescription drugs, the least you can […]

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How to Save Money on Groceries- Go Veg*n

You are probably thinking to yourself: “What does veg*n stand for?!” Veg*n is a term used to identify vegetarians or vegans. Being a vegetarian or vegan can not only be good for your wallet, but it is also awesome for the environment. You see, animals consume a lot of food and release a lot of um, gases. When you cut back on your meat consumption you help reduce your carbon footprint. photo credit: Violette79 Another great point to reducing your meat intake is that you are freeing up food and resources for people. This is the logic- farmers grow corn or wheat to feed the animals. The animals not only eat that food that takes weeks to grow, but they are also drinking water and using land that could be used to grow other vegetables and crops to feed people. If we just ate more whole foods instead of meat, we would eliminate the resources to feed the animals and care for them. I know that many people couldn’t go 100% vegetarian, and that’s fine. As long as you cut […]

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Are Chiropractors Quacks?

Do you think chiropractors are doctors? It seems like there is a lot of controversy surrounding the issue. There are some people that think chiropractors are just quacks out to get your money. I believe in a lot of alternative health and natural healing, and I think chiropractors do amazing things. Are Chiropractors safe? One of the most frequent questions I get asked when people learn I see a chiropractor is whether or not chiropractors are safe.  I think the act of adjusting someone’s bones back into position looks (and sounds) kind of crazy.  I know that the first time I saw a chiropractor adjust someone’s neck I was sure the person would be in a world of pain! Is Chiropractic a scam? Chiropractors have a reputation for being a rip off.  I am sure that some of them are (in fact, I went to one where I live now and I ended up owing him $200!), but you really need to find a chiropractor that’s good.  Ask around and do your research online, because nothing’s better than facts from […]

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Health Insurance Options?

Let’s talk about health insurance options. Mainly, let’s talk about my health insurance options.  I’m a planner (obviously), and I’m kind of stuck as far as options go.  You see, when we finally have a baby, I want to be a stay at home mom.  It’s one of my hopes and dreams, and I really want it to come true.  There’s one little problem, though.  Mr. Money’s current employer only offers private health insurance and not only would it be really expensive, but I’m afraid I’d be denied coverage due to the cancer scare I had a few years ago (thankfully I didn’t have cancer, but I’m afraid they’ll see oncologist and freak out). photo credit: brdwatchr1 Uninsured and Pregnant? My plan is to work until I have the baby so all my maternity care is covered by my current insurance through the bank, and then before I go on maternity leave I will tell my employer that I will not be returning after the baby is born.  That sounds like a good plan to me. After the baby is […]

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    Welcome! I'm Mrs. Money and I lead a frugal, simple, and debt free life on a modest income. I make money online to help support our family. I believe in saving money, living green, and enjoying life!

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