Archive for the Economy

Current Unemployment Rate? 17.5%

Seriously? 17.5% unemployment? Yes, if the government would measure unemployment as they did 80 years ago.  The government’s calculation of 7.2% unemployment does not take into consideration millions of Americans who could not find a job or could not get full time employment.  So, if you’re that person with the master’s degree that’s working part time at your local grocery store, you’re not included in the calculation.  Technically you have a job. The government also tracks the “U-6” rate, which includes discouraged and underemployed workers.  Right now it’s 13.5%.  Currently we’re at a 15 year high for unemployment.  The number of Americans filing for unemployment is at its highest level in a quarter of a century. During the Great Depression, unemployment hit 25%.  But that wasn’t until 4 years after the stock market crash.  1 in 4 Americans was out of a job.  We think 7.2% (or 17.5%) is bad?  Hopefully we won’t see 25%.  That would be devastating.   My advice?  If you’ve got a job, thank your lucky stars.  Keep saving all you can, and be as thrifty […]

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Bartering Goods to Save Money

Bartering can be one of the most fun and interesting ways to save money. What is bartering? Bartering is an exchange of services or goods. Bartering not only can help you save money, but it also can cut down on your consumption and help you get rid of clutter. photo credit: StevenGroves A few weeks ago, I shot a family portrait session for one of my friends. She said she would pay me but I didn’t feel right charging her. A few weeks later I needed someone to let my dogs out at night when I was unable to, and asked her if she would be interested. I offered to pay her, but she declined. We called it even. It was a win-win situation! Are you interested in bartering? There are many ways you can get connected with like-minded people. One idea is to check Craigslist. There are many people that list items on there that are interested in trading. Who knows- that old hutch you have in the garage may be worth someone else’s pony! Your friends can be […]

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    Welcome! I'm Mrs. Money and I lead a frugal, simple, and debt free life on a modest income. I make money online to help support our family. I believe in saving money, living green, and enjoying life!

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