Archive for the Credit Cards

Picking the Right Credit Card for Overseas Travel Can Save You a Lot of Green

This is a guest article written by Odysseas Papadimitriou, the founder and CEO of Card Hub, an online marketplace for discounted gift cards and the best credit card deals. For many people, especially recent college grads, backpacking through Europe is a rite of passage. It’s a time to see the world, to enjoy a life devoid of obligation and to come of age. However, despite all the freedom and growth such a trip can inspire, one of the lasting takeaways is often the impact it has on one’s finances. In fact, this is true whether you’re backpacking or staying in five star hotels, whether your degree is hot off the presses or you have an established career. Foreign travel is unfortunately quite expensive, and if you don’t take a few simple precautions before embarking, it will be even more costly than it truly has to be. The first thing anyone traveling abroad needs to do is make sure they have debit cards and credit cards with no foreign fees. While such spending vehicles will certainly prove beneficial abroad given that […]

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We are Credit Card Debt Free!

photo credit: kainr Well, we did it! I bit the bullet and finally made the last payment on our Home Depot Credit Card.  It made no sense to me to keep making payments each month when we had the money to pay it off, so I just did it.  It was a wash anyway! I could have kept the money in our ING savings account, but it seems that is not really a high yield savings account right now anyway. I figured that if I left that money in the savings account for 6 months I’d earn under $1.50. Was the hassle of making the payments each month worth it to me? No. How does it feel to be credit card debt free? Fabulous! To be honest, I feel better than I did when we paid off our student loans. Crazy, right? Next up: the car loan.  And then we’ll be 100% debt free except for our mortgage.  Woo! What are you working on paying off right now, if anything? Tweet

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