Archive for the Credit Cards

Free Credit Score- Credit Sesame Review

I think it’s important to check your credit report and credit scores at least once a year. By doing so, you’ll be able to ensure accuracy of the credit report and hopefully mitigate any potential fraud. Credit Sesame is a great company that helps you receive your credit score for free, as well as help you manage your debt better. Here’s how it works: -Sign up for a free Credit Sesame account. You will have to provide your social security number as well as some other identifying information. Credit Sesame uses Experian to pull your credit score. Credit Sesame uses the same safe encryption methods as financial institutions, so your information is safe. -Next, you’ll receive an analysis of your debt as collected from your credit report. They will evaluate whether or not you may be able to save money on interest rates, and if you’re receiving the best deals. Credit Sesame will comb through many different scenarios to come up with a solution that may better fit your needs. They take all the leg work out for you! Free […]

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Gas Discounts: Cash Versus Credit

This past week I spent time up in Michigan with my family.  I drove there, and of course had to stop a few times to get gas.  There were a few things I noticed over the different places I observed gas prices.  For one, it was cheaper to buy gas when I left on Saturday, May 28 in the South versus anywhere else I saw.  While in Michigan over the week, I noticed the gas prices jumping to $4.19 a gallon! Ridiculous.  I thought gas prices were supposed to go down. Another thing I hate about getting gas in Michigan is that there’s a different price for cash versus credit.  Where I live, this option does not exist, and I am so glad!  I use a gas rewards credit card to earn money back on each gas purchase, so when there’s a difference of ten cents a gallon less when you pay cash, it kills me!  I can’t help but think I could be getting the gas cheaper if I was strictly paying cash.  Of course, if I calculate it, […]

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