Archive for the Budget

Why Does Spending Money Make me Happy and Sad?

Over the past few months I’ve been a little more lax about spending money than I used to be.  I have had a hard time in the past spending money on fun things, and was always beating myself up about it.  I decided to be a little more laid back and it’s come back to bite me in the butt.  It’s not like we’re living paycheck to paycheck as a result of it, nor have we gone into debt, but I have noticed little habits that I’d like to nip in the bud before they get out of hand. It’s so hard because when I spend money and get fun new things (especially in the mail) it makes me so happy! Then I realize how much money I’ve spend and how I probably didn’t need that thingamajig and it makes me sad.  Luckily, I’ve noticed that this has become a problem and I’m starting to address the issue. My biggest problem is shopping as a hobby.  I’ll admit, there have been quite a few days where I’ve been bored and […]

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2012 Goals Update

I realize that we’re almost two months into 2013, but I’d still like to go over our 2012 goals and recap how we did. I also need to set up some 2013 goals! 😉 1. Set up a savings account for the baby. We opened a savings account with ING (now Capital One 360) for the baby a few months after she was born.  We put any birthday/gift money into it for her.  I need to research 529 plans and see if that is something we’d like to do. 2. Figure out life insurance. We have some life insurance though Mr. Money’s employer but should probably look into getting more. 3. Change beneficiaries.  Did this!  It was very easy once we got the baby’s social security number. 4. Make more money blogging/working from home. Looking back, this was quite a lofty goal.  I mainly focused on taking care of my high needs baby while trying to keep the house clean.  It was a little crazy.  Although I didn’t quite achieve this goal, I don’t feel one ounce of guilt about […]

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