Thanks for visiting Ultimate Money Blog! If you’re new here, you may want to subscribe to my RSS feed. I love wearing Penny, and to be honest, sometimes it’s the only way I’m able to get things done! Either she’s fussy and just wants to be held, or I want to keep her from getting into trouble while I try to do laundry or clean. Babywearing helps me in so many ways, and it also benefits Penny! I’ve tried a few different styles of baby carriers so far (it’s addicting!) and one of my favorites is the Boba 3g. Here are some of the features I love about this soft structured carrier (SSC). Picture courtesy of Boba -It’s super easy to use. Once you adjust it to your personal settings, you just clip two buckles (one at the waist and one at the shoulders) and it is secure. My dad has used the Boba 3g Carrier, and you just let out the straps (or take them in) and it’s good to go for another person. -The comfort is amazing. My [...]

As you can imagine, we received many gifts when we found out we were expecting Penny and also after her birth.  I’ve said before that I didn’t want a ton of baby “things” and that still holds true.  However, my mother never got that memo (well, she did but she’s an excited grandmother) and went completely overboard.  I appreciate her gesture, but it is overwhelming to go through numerous garbage bags full of baby clothes and toys multiple times.  I’ve gone through and donated items to some less fortunate mamas and that makes me feel good.  Now that Penny is 5 months old I’m starting to go through and evaluate what we want to keep for future babies.  Here are some of the things we have, and what we plan on doing with them. -Baby swing: keeping.  Penny still uses it, and it was a shower gift brand new, so it stays.  The only time it gets used is when I shower, and then it’s presence is invaluable. – Pack N Play:keeping. We’ve used this as a changing table and [...]

For the past 5 months I’ve been a stay at home mom.  There are a lot of things that I’ve noticed over these past few months about our money spending habits.  Before I quit my job, Mr. Money and I enjoyed eating out frequently.  It was our hobby I guess.  Well, after we had the baby we’d find ourselves so tired that we’d grab take out or just go out for dinner.  Looking over our budget and bank balance, I’ve realized that’s got to change.  We just can’t afford to go out to eat like we used to and still be able to meet our savings goals and stay on budget.  I’m going to make a conscious effort to meal plan a bit better and make sure that we aren’t just being lazy when we go out to eat.  Maybe it would help to have a set night to go out to dinner? I get the moving itch every few weeks or so.  It is hard having a baby and not being around family!  The reason is probably not what [...]