Archive for the Baby

Diono Pacifica Review

Since Penny was born, we’ve had a few car seats: her infant car seat, and two convertible car seats.  The first convertible we bought Penny she didn’t like because she couldn’t see out the windows.  We bought a new one that sat her higher up and she much preferred that to the old one.  As she grew, it became harder to get her in and out of the car seat due to the high sides.  I grew frustrated of having to lift her in the seat and sometimes almost hit her head on the top of the car!  We started researching and came across the Diono Pacifica, and fell in love.  The Diono Pacifica is sleek, has low sides for easy loading, and is also very narrow, making it a great choice.  We are still rear facing Penny and plan to until she is at least 4 years old.  Penny is now 3 years old, about 36″ and 24 pounds.   The Diono Pacifica is installed with LATCH in a 2005 Ford Freestyle. The basics: Rear facing weight range: 5-50 pounds Rear […]

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One and Only Child

After the birth of our daughter Penny, I said I wanted at least two more babies.  My thinking was that since we had such a hard time conceiving the first time (we were even considering adoption at one point) surely the second time it would be much easier.  Unfortunately that wasn’t the case.  Last year about this time we decided we would like to try to have another baby.  I met with a new doctor who is a fertility specialist, and she devised a plan to help us get pregnant.  I went through various medications, shots, hormones, ultrasounds, etc. and no progress.  Mr. Money and I decided after me not responding to fertility treatments that maybe we were just meant to have Penny and be satisfied at that.  It took me awhile (and sometimes it’s still really hard for me to go through her baby clothes or our cloth diapers) but as of today I am satisfied with my beautiful daughter and am trying to move forward.  One of the things that helps me cope is focusing on the positive parts of […]

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529 Plans versus Savings Accounts

Shortly after Penny was born, we opened her up a savings account. Any money she receives from birthdays, holidays, grandparents, etc, we stash in her savings account. She’s got a nice little nest egg that hopefully we’ll be able to help her grow over the years. Now that we finally got our IRAs opened with Vanguard and we’ve been really happy, I’m considering opening up a 529 plan for Penny with them.  I have some hesitations, and I definitely need to do more research but it’s something that probably would be a really good idea. A 529 Plan would allow us to save money for her college education while receiving tax advantages.  The downside is if she decides not to go to college we’d be subject to income tax plus a 10% penalty.  Ouch. One of the biggest concerns I have about opening a 529 plan is if Penny decides college is not for her and the money will be taxed and penalized.  Of course we would love for Penny to attend college and become something she would love, but […]

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All About Cloth Diapers: Flats and Prefolds

Cloth diapering is an excellent way to save money and reduce waste.  Disposable paper diapers are made with dangerous chemicals, use resources, and can take over 500 years to break down in a landfill.  Before we got pregnant, I made the decision to cloth diaper Penny for all the aforementioned reasons.  We decided to buy cotton prefold diapers and PUL (Polyurethane Laminate) diaper covers to try.  I’m very glad we did, as they worked fabulously for us while we used them.  Unfortunately, she is sensitive to wet cotton rubbing her and would get a rash so we had to switch to a different kind of cloth diaper. Flat diapers and prefolds are an excellent way to start cloth diapering.  Flat diapers are “old school” and are pieces of single layer cotton fabric measuring about 27×27 inches.  They need to be folded in a certain way before being put on the baby, and there are many different folds available.  Flat diapers are the least expensive option for cloth diapering. One option for cloth diapering is to buy 24 flats and 4-6 […]

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Boba Carrier 3g Review

I love wearing Penny, and to be honest, sometimes it’s the only way I’m able to get things done! Either she’s fussy and just wants to be held, or I want to keep her from getting into trouble while I try to do laundry or clean. Babywearing helps me in so many ways, and it also benefits Penny! I’ve tried a few different styles of baby carriers so far (it’s addicting!) and one of my favorites is the Boba 3g. Here are some of the features I love about this soft structured carrier (SSC). Picture courtesy of Boba –It’s super easy to use. Once you adjust it to your personal settings, you just clip two buckles (one at the waist and one at the shoulders) and it is secure. My dad has used the Boba 3g Carrier, and you just let out the straps (or take them in) and it’s good to go for another person. –The comfort is amazing. My mother was skeptical about the Boba Carrier hurting her back.  She tried it and loved it!  I have worn […]

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What Baby Items Do I Need to Keep?

As you can imagine, we received many gifts when we found out we were expecting Penny and also after her birth.  I’ve said before that I didn’t want a ton of baby “things” and that still holds true.  However, my mother never got that memo (well, she did but she’s an excited grandmother) and went completely overboard.  I appreciate her gesture, but it is overwhelming to go through numerous garbage bags full of baby clothes and toys multiple times.  I’ve gone through and donated items to some less fortunate mamas and that makes me feel good.  Now that Penny is 5 months old I’m starting to go through and evaluate what we want to keep for future babies.  Here are some of the things we have, and what we plan on doing with them. –Baby swing: keeping.  Penny still uses it, and it was a shower gift brand new, so it stays.  The only time it gets used is when I shower, and then it’s presence is invaluable. – Pack N Play:keeping. We’ve used this as a changing table and […]

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    Welcome! I'm Mrs. Money and I lead a frugal, simple, and debt free life on a modest income. I make money online to help support our family. I believe in saving money, living green, and enjoying life!

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