I am probably late to the game, but I just realized that Capital One has purchased ING Direct. Cue the sad violins. I have loved ING for years, and my hope with Capital One coming in and buying ING is that they leave everything exactly the same. I love the fact that there is no minimum balance on the savings accounts, you can have multiple accounts, and it’s just so easy to use. I love being able to log in and see all of my accounts right there, all displayed in one screen. I can transfer money between accounts and from my external bank.
If Capital One starts changing things, I’ll have to look for a new bank. I’ve thought about just consolidating all of my accounts into one so I’d be able to meet a required minimum balance, but I don’t think that would work for me. I like it when they are separated on the screen and all have individual nicknames.
I’ve banked with ING for many years now, and I’ve never had a problem. Whenever I’ve called, the representatives have been very helpful and friendly. It’s been an awesome experience!
Do you bank with ING? Do you think Capital One taking over will change things?