2011 Goals Update

Posted by Mrs Money on April 8th, 2011

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We are already over three months into 2011, and I can’t believe it.  A quarter of the year is over already!  That’s nuts.  I thought I’d do a review of how our 2011 goals are going so far.

1. Keep up with the clutter and declutter 365 items from our house this year. We’re doing well on this challenge so far.  I’d say we are more than halfway there, and I’m very excited for that! It feels good to get rid of things.  Coincidentally, the Veterans of America pickup service was scheduled to come to our house today but never showed up. Humph. I’m not too happy about it because now I have a pile of crap sitting on my front porch that now I have to deal with.

2. Pay at least $3,000 down on the principal of our mortgage. So far we’ve paid $961.94 towards the principal of the mortgage.  We’re almost 1/3 of the way there, so I’d say we’re on track to meet this goal.  If we aren’t on track by the end of the year, I will just go ahead and make a lump sum payment on the mortgage to get it accomplished.

3. Travel to somewhere fun and exciting. We haven’t gone anywhere so far this year, and that makes me sad :(  I love traveling, but with Mr. Money’s job we haven’t been able to get away together.  Since December, we haven’t even had one full day off together!  I know it could always be worse though.

4. Get knocked up.
Obviously this hasn’t happened yet, and I’m pretty sad about it but we’re doing all we can to make it happen right now, so I guess that’s a positive?

5. Live on one salary. This is one goal we’ve been successfully knocking out of the park! I decided to have my direct deposit routed to our ING savings account, and that’s worked out very well. I’ve freaked out a few times if our main checking account falls below like $300, but I know that we’ve got money if we absolutely need it so I need to relax on that. I guess I thought we’d be saving more money than we are by living on one income, but with health insurance, taxes, 401k contributions, and other deductions from my paycheck it is really not that much money.

6. Make more money from side hustles. I’ve made some cloth wipes to sell to cloth diapering mamas, but haven’t listed them on etsy. I’ve also knit some longies too but haven’t listed them. Looks like I need to work on this more! My blog income has been pretty steady so hopefully that will increase more soon!

7. Stay debt free! This has happened. Yay!  Of course, if we buy a new stove, I’ll probably finance that on our Home Depot credit card as long as I can get 0% APR on the card.  I’ll pay it off before we get charged any interest, so no big deal.

I’m thinking 2011 will be a pretty good year for us financially.  I hope that we accomplish all these goals, plus more!

How’s 2011 treating you so far?

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8 Responses to “2011 Goals Update”


  1. Becky R says:

    I started 2011 debt free (except my mortgage) with a goal of getting $1,000 into an emergency fund (I was living off my old one with little work.) All my bills are paid, but I do owe $175 on my credit card (which will be paid off by end of month.)

    The $1,000 emergency fund is not there (but I do have $500 for a new hot water heater that I have needed since Nov. and is getting installed
    this weekend.)

    I also am doing your 365 give away challenge. I am doing very well with this. I am over 150, so I should reach 365 by the end of the year.

    Right now I am working on being able to pay all my bills with my cleaning / childcare income. My monthly bills are about $2,000. I get $560 in child support. I am making $440 in cleaning / childcare jobs right now. I need to add another $1,000 a month in cleaning / childcare jobs. (I am covered for April bills from my tax refund.)

    I am a single mom who feels lead by God to homeschool and somehow He makes it work each month. Praise God!

    I am excited to see you guys meet your 2011 goals, thanks for the updates.

    [Reply]

    Mrs Money Reply:

    Becky- That’s awesome! I think you are doing very well. I’m very proud of you!

    [Reply]

  2. krantcents says:

    I am well on my way to achieving my goals! You are making nice progress with #1, 2, 5, & 6 goals. #3 requires some creativity, a long weekend works sometime. #4 is outside your control for the most part. Keep it up!

    [Reply]

    Mrs Money Reply:

    krantcents- Thanks for the positive words of encouragement! I appreciate it. ;)

    [Reply]

  3. Wow, you are doing great for 2011. You must be so happy. Our goals are going really well too. We just set ourselves a $40,000 goal for 6 months. That’s how much we need to do the things we want/need to do this year.

    Congrats on living on 1 salary, that’s awesome and its something very few people do before having a baby.

    Good luck with your goals for the rest of the year!

    [Reply]

    Mrs Money Reply:

    Aspiring Millionaire- Thank you! You are trying to save $40,000 in 6 months?! That’s a lot!

    [Reply]

  4. Johnny Debt says:

    Some excellent thought provoking stuff here and excellent targets to try and achieve.

    As for de-cluttering, I still struggle to do this!!!

    [Reply]

  5. Mrs Ruth says:

    Hello every one,
    My name is Mrs Ruth I live here in USA and i am talking as the happiest person in the whole wild world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need a loan of $65,000 USD to start my life all over as i am a single mum with 2 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender,Mr Mark David Of BARCLAY HOUSE OF LOAN PLC, he was the savior GOD sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $58,000 US dollars and i will advise any one who is in genuine need of a loan to contact Mr Mark David via barclayhouseofloan@hotmail.com OR barclayloaninvestment@gmail.com

    [Reply]



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