Just when I think we’re getting our life in order, Mr. Money throws a monkey wrench in my plans and drops a bombshell on me. The owner of the restaurant he is a chef at is looking at possibly opening up a new breakfast restaurant and he wants him to run it. They’re looking in Denver, Colorado. You would think I would be ecstatic because of how homesick I am and how much I want to move back there. The truth is, I’m scared as heck because that is one change that we would have to consider very carefully. We’d have to sell our house and may take a loss on it; we’d be much farther from my family, and if we have kids soon I think it would kill me not to be close to my mom.  Of course, I would be close to Mr. Money’s family and that would help, but it’s just not the same as my family. To be honest, I feel pretty stupid right now.  For a long time I have yearned to move back [...]

If you are a Dave Ramsey fan, I’m sure you have heard of gazelle intensity.  Basically the gist of it is that you do whatever you can to pay off your debt in the least amount of time possible. Sell things you aren’t using, cut your cable, put the nix on going out to eat, and so on. We attacked our student loans with gazelle intensity, and paid it off a lot sooner than we had hoped. Now the only unsecured debt we have remaining is our car loan at 0%, and I’m not in a hurry to pay that off any time soon. I almost feel like so much time and energy was focused on paying off that student loan that I’m exhausted from it.  I’m tired of pinching pennies and scrounging up extra money and putting any snowflakes towards debt.  I feel like we’ve accomplished a lot in a short period of time, and now I want to take my time paying off this car. Seeing that it’s at 0%, it’s not like I’m paying tons of interest [...]

I was getting ready to turn down my street tonight after work, and I noticed a yard sale sign.  It was advertised for house number 308 on my street, and we’re 311, so I was pretty stoked.  I’m going to grab some things together tonight, price them, and throw them on tables close to our street.  I’m hoping I can make a little extra cash this weekend! It’s funny, because I just asked Mr. Money yesterday if he thought I should have a yard sale and he said no, too much work.  My thinking is that if they are already having one and they are getting the traffic, why shouldn’t I?  I looked on craigslist to see if they had it listed, but I couldn’t find it.  I did find that their next door neighbor is having one too!  Awesome! I’m thinking the turnout will be great with the traffic from the signs and craigslist.  The only problem I’m thinking about is that I really don’t have tables to put our stuff on, and I don’t have any change.  I’m [...]