You know you’re living green (or just a hippie) when you go to get in your husband’s car to go to work in the morning and there is a 5 gallon container of kitchen scraps SEAT BELTED in the passenger seat. That’s also when you realize that you have the perfect husband for you because not only does he smuggle food scraps from the restaurant, but he also cares so much for them that he buckles them in.  What a good dad he will be one day.

Since we refinanced our mortgage, we had 45 days from the date that we signed the documents to make the first payment. Obviously this is more than the normal one payment every thirty days. Mr. Money got paid yesterday, and normally that paycheck would go towards paying our mortgage. The only problem is, our mortgage is now not due until the 23rd. I was prepared to use this paycheck to pay the mortgage and now I’m confused as to what to do with it.  I still will have to pay it on the 23rd, but by then we’ll both have gotten paid again so we’ll be able to use one of those paychecks for the mortgage payment.  I’ve been thinking about taking the money I was going to pay on the mortgage and just make a nice principal only payment.  I’ve also thought about putting it towards our student loan and car loan debt.  I’m just not sure what to do with it.  I asked my boss what she would do with it and she told me I should just [...]

Before you freak out, it’s not me that stopped saving for retirement. Sheesh! I’m not that crazy. But my friend is. The other day we went to lunch, got started talking about retirement and how she’s not saving anything.  She’s my age (25) so I was pretty curious.  Our conversation went a little bit like this: Mrs. Money: “I am glad I am saving for retirement because my company matches up to 6%.  I feel that’s pretty good for me right now.” Crazy Friend: “I’m not saving at all, and I don’t ever plan on it.” MM: “You don’t ever want to retire?!? Are you crazy?” CF: “Nah, I just think there are too many variables.  You know, the world will probably have ended by that time anyway, so what’s the point of saving if you aren’t even going to be around to enjoy it?” MM: {blank stare}… “Are you kidding?” CF: “No, I really think that.  With global warming and everything, our planet will probably explode or we’ll all be drowned or something. I’m living life now!” While we’re [...]