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	<title>Comments on: 2009 Financial Goals Recap</title>
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	<link>http://ultimatemoneyblog.com/2009-financial-goals-recap</link>
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		<title>By: I Can't Bring Myself to Pay Extra on the Mortgage &#124; Ultimate Money Blog- Save Green and Live Green!</title>
		<link>http://ultimatemoneyblog.com/2009-financial-goals-recap/comment-page-1#comment-19332</link>
		<dc:creator>I Can't Bring Myself to Pay Extra on the Mortgage &#124; Ultimate Money Blog- Save Green and Live Green!</dc:creator>
		<pubDate>Wed, 06 Jan 2010 10:50:48 +0000</pubDate>
		<guid isPermaLink="false">http://ultimatemoneyblog.com/?p=925#comment-19332</guid>
		<description>[...] of the goals that we failed from 2009 was paying additional principal on our mortgage. We had set a goal to make one month&#8217;s [...]</description>
		<content:encoded><![CDATA[<p>[...] of the goals that we failed from 2009 was paying additional principal on our mortgage. We had set a goal to make one month&#8217;s [...]</p>
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		<title>By: Mrs Money</title>
		<link>http://ultimatemoneyblog.com/2009-financial-goals-recap/comment-page-1#comment-19300</link>
		<dc:creator>Mrs Money</dc:creator>
		<pubDate>Tue, 05 Jan 2010 23:14:30 +0000</pubDate>
		<guid isPermaLink="false">http://ultimatemoneyblog.com/?p=925#comment-19300</guid>
		<description>Hi Evan!  

I actually consolidated that 2nd mortgage last year.  :)  I haven&#039;t made a lot of principal only payments on my mortgage yet- still trying to pay off a car loan!</description>
		<content:encoded><![CDATA[<p>Hi Evan!  </p>
<p>I actually consolidated that 2nd mortgage last year.  <img src='http://ultimatemoneyblog.com/wp-includes/images/smilies/icon_biggrin.gif' alt=':)' class='wp-smiley' />   I haven&#8217;t made a lot of principal only payments on my mortgage yet- still trying to pay off a car loan!</p>
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		<title>By: Evan</title>
		<link>http://ultimatemoneyblog.com/2009-financial-goals-recap/comment-page-1#comment-19239</link>
		<dc:creator>Evan</dc:creator>
		<pubDate>Tue, 05 Jan 2010 02:39:01 +0000</pubDate>
		<guid isPermaLink="false">http://ultimatemoneyblog.com/?p=925#comment-19239</guid>
		<description>Mrs. Money, 

I just ran some numbers on bankrate:
http://www.bankrate.com/calculators/mortgages/loan-calculator.aspx

And it look likes you&#039;ll pay off your 2nd mortgage in 2022 (12 years) not 18.  I would make sure you aren&#039;t prepaying your interest vs. making payments on the back end via;

http://www.myjourneytomillions.com/articles/my-extra-payments-towards-my-auto-loan-was-not-being-applied-to-principal/</description>
		<content:encoded><![CDATA[<p>Mrs. Money, </p>
<p>I just ran some numbers on bankrate:<br />
<a href="http://www.bankrate.com/calculators/mortgages/loan-calculator.aspx" rel="nofollow">http://www.bankrate.com/calculators/mortgages/loan-calculator.aspx</a></p>
<p>And it look likes you&#8217;ll pay off your 2nd mortgage in 2022 (12 years) not 18.  I would make sure you aren&#8217;t prepaying your interest vs. making payments on the back end via;</p>
<p><a href="http://www.myjourneytomillions.com/articles/my-extra-payments-towards-my-auto-loan-was-not-being-applied-to-principal/" rel="nofollow">http://www.myjourneytomillions.com/articles/my-extra-payments-towards-my-auto-loan-was-not-being-applied-to-principal/</a></p>
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	<item>
		<title>By: Mrs Money</title>
		<link>http://ultimatemoneyblog.com/2009-financial-goals-recap/comment-page-1#comment-19076</link>
		<dc:creator>Mrs Money</dc:creator>
		<pubDate>Sat, 02 Jan 2010 16:04:19 +0000</pubDate>
		<guid isPermaLink="false">http://ultimatemoneyblog.com/?p=925#comment-19076</guid>
		<description>Thank you!</description>
		<content:encoded><![CDATA[<p>Thank you!</p>
]]></content:encoded>
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	<item>
		<title>By: Mrs. Accountability</title>
		<link>http://ultimatemoneyblog.com/2009-financial-goals-recap/comment-page-1#comment-19024</link>
		<dc:creator>Mrs. Accountability</dc:creator>
		<pubDate>Fri, 01 Jan 2010 17:36:08 +0000</pubDate>
		<guid isPermaLink="false">http://ultimatemoneyblog.com/?p=925#comment-19024</guid>
		<description>Congratulations on all your successes in 2009! Great work!</description>
		<content:encoded><![CDATA[<p>Congratulations on all your successes in 2009! Great work!</p>
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