I’m always intrigued as to how other people handle their money. In the Money household, we have a few different accounts to separate our money. It helps us save more and spend less. Main joint checking- This is the account that 75% of my paycheck gets direct deposited into. We also deposit 100% of Mr. Money’s paycheck into this account. We pay all the bills from this account and try to keep it as close to zero as we can. We’ve got a $1,000 overdraft line of credit on this account that’s free just in case of emergencies. We’ve never used it but it’s there for peace of mind. Secret account- This is our second checking account that we’ve nicknamed our “secret” account. This account is linked to one of my paypal accounts. Whenever we get any snowflake money, I deposit the money here and then decide where to send it. It is very helpful to have that money separate. Also, in the event that something happened to our joint account, we could have this one as backup. Savings- We [...]

It’s been a laid back Sunday and I am very thankful!  I need to get my Christmas presents wrapped and together today.  We’ve leaving Wednesday night to go to my mom’s for Christmas.  I’m excited!  Here are some of my favorite posts of the week: Ashley at Wide Open Wallet talks about consumer debt down for the first time ever. I’m glad! I think that once the economy gets stronger, a lot of people will go back to their old habits. Kacie at Sense to Save had her baby! Congrats, Kacie! The Happy Rock says gift cards are bad and a waste of money. I agree! Northern Cheapskate has some great ideas for cheap things to do with kids. I’m saving these ideas! Frugal Babe has worms and ladybugs. Good thing they are being put to use! Have a great Sunday, everyone!

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