I haven’t updated the status of my debt reduction lately. I think that’s partly because I feel guilty that I haven’t made that much of a dent in it. I’ve decided that with all the talk about having a baby, gas prices skyrocketing, and the unstable economy that I’m going to be throwing every extra “snowflake money” into our savings account. I go back and forth between paying off debt and saving money. I’ve got quite a nice chunk of change in our savings account now, but I want to keep building it up in case something happens. I think about paying off our student loan and mortgage early, but then I get worried that we’ll need a new car or something will break or something awful will happen and then I decide to just put the money in savings. It’s almost an obsession, which I’m sure it can be for a lot of people. “Should I pay off debt, or save money?” is one of the most prevalent, if not number one, question among smart savers these days.  In [...]

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