I’ve recently discovered Redbox at McDonald’s. Let me tell you, I am in love with the idea. I have always been the type of person that hates renting movies because I walk into Blockbuster or Hollywood Video, peruse the aisles for 30 minutes, and still have a hard time picking a movie I am interested in. With Redbox or Moviecube, I can view the selection online, take my time picking it out, run up to the machine, grab a movie, and come home. They will sometimes give out codes for free movies (normally on Mondays) and sometimes if you buy something McDonalds is promoting, you’ll get a free Redbox code as well. The code BREAKROOM is the code they give out for a free first time rental, and you can use this again if you have another credit card to use it with. Keep in mind Redbox will authorize your card for $1, so that amount will be on hold, and if you are using your debit card, it may get you in trouble. Movies have become so expensive these [...]

This morning I logged in to check my 401k performance, and I braced myself for the worst.  I knew that I had lost money, but I wasn’t exactly sure of how much.  Right now my portfolio is down 22.9%. Needless to say I am a little bummed.  I am looking at this as a learning experience.  I am still young, but going forward I am going to make sure that I have money for retirement set aside not only in my 401k, but also in a CD or money market account as well. Currently I contribute 6% of my pay to my 401k automatically each month because my employer matches $1.15 per dollar I put in, up to 6%.  It would be crazy if I didn’t do it, because that is free money.  The reason I have so much company stock is because when they match, they put it all into company stock.  Right now I wish I didn’t have that much company stock.  The reason I chose to put so much into the Franklin Templeton Foreign Equity is because [...]

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