Who doesn’t love freebies? Sometimes I’ll get a hot lead on a really good freebie, awesome internet deal, or great coupons to use. I figured I’d share them here. A Full Cup Coupon Generator Right now, at A Full Cup Coupon Generator there is a coupon for a free houseplant ($10 value). You could also buy 5 $2 plants and get them free as well. You can also print this as many times as you want and use it. Great deal! Start Sampling Forums The start sampling forums are amazing. People post great freebies, deals, etc. here. Watch out though, it can be addicting! Teri’s Message Board Teri’s Message Board goes along with the grocery game. I have not delved into The Grocery Game yet, but I love that there is a public message board that you can find deals on for free.

1. Set up a pre-authorized transfer from your checking to savings account.  For example, each month have $25 (or whatever you can afford) come out on the first of the month and go right into savings.  Your money will start adding up in no time!  2. Have your direct deposit be partially allotted to your savings account.  My employer allows me to do more than one direct deposit, and I put a certain percentage of each paycheck into savings automatically.  I never even miss it because it never goes through my checking account! 3. Save your change.  I have a friend who puts all her pennies in her daughter’s piggy bank and all the silver coins in her bank.  They add up over the year! 4.  Stop carrying cash.  I know that when I have cash, I spend it more so than if I had only my debit card.  It’s almost like out of sight out of mind.  I feel like if I have cash, it’s not being tracked. 5.  Start a “secret” account at your bank. I set up [...]

I recently had someone ask me which high yield online savings account is the best. I did a little research, and this is what I’ve come up with: All rates are current as of March 19, 2008. Please let me know if I should add any. Countrywide = 4.05% APY on balances of $10,000 or more, $1,000 to open. Etrade= 3.45% APY, no minimum balance, no fees WTdirect= 3.81% APY on $10,000 or more ING Direct= 3.0% APY, no fees, no minimums WaMu= 4.0% APY, requires a free checking account with WaMu. Capital One= 2.85% APY, no fees, no minimums, free checks, free ATM card. Emigrant Direct= 3.0% APY, no fees, no minimum AmTrust Direct= 3.5% APY (promotional rate), no minimum, no fees. Eloan= 3.50% APY $5,000 minimum. HSBC = 3.55% APY, no fees, no minimums. Personally I use ING Direct. I like their sign up bonuses, I like the security, and they’ve been really great. I’ve been with them for three years. Sure, I could get a better interest rate somewhere else, but I’ve got my direct deposit going [...]